FAIRDEAL LICENCED GROCERS LTD.
🌳Matureactive
SC485954 · ltd · incorporated 2014-09-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£65.8k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -61% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 11.3y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £65,814
Net assets shrinking
Down £50,912 YoY
Cash draining
Cash down 61% YoY
Cash YoY
-61%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£14k
↓ 61% YoY
Net Worth
£66k
↓ 44% YoY
Current Assets
£122k
↓ 28% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £78.9k | £138.7k |
| Current assets | £121.5k | £168.5k |
| Cash | £14.5k | £37.6k |
| Debtors | £64.9k | £78.7k |
| Net assets | £65.8k | £116.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-01➕IRSHAD, Imran appointeddirector
- 2024-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-09-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-13📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-03-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-01-06🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2014-09-04🏢Company incorporatedAs FAIRDEAL LICENCED GROCERS LTD.
- 2014-09-04➕IRSHAD, Nadia Perveen appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amjid Irshad Mohammed Individual · British · DOB 01/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/08/2023 |
Mr Imran Irshad Individual · British · DOB 12/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/08/2023 |
1 historic (ceased) PSC
- Nadia Perveen Irshadceased 01/08/2023· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| E-COMMERCE ESSENTIALS LIMITED→ SC850605 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EARTH.ER LTD→ SC715955 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FAIRHILL GROCERS LTD→ SC527000 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| FAR MOBILES LTD→ SC771153 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FGWR LTD→ SC543503 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FLOORS BY JEN LTD→ SC822433 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FLOWERS BY LAVENDER LANE LIMITED→ SC329379 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| FOR ME ACTIVEWEAR LIMITED→ SC881445 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FORTH EXPRESS (CLOGLANDS) LTD→ SC802032 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| FRAMEZ OUTLET LTD→ SC682788 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FUNHOUSE CIRCUS LTD→ SC870308 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FURBOX GROUP LTD→ SC588693 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-09-04
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
114 Coatbridge Road
Glenmavis
Airdrie
ML6 0NJ
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-09-18
Last: 2025-09-04
Officers (2 active · 0 resigned)
IRSHAD, Imran→
Activedirector · ~54y · appointed 2025-01-01
View their other companies + combined net worth →
IRSHAD, Nadia Perveen→
Activedirector · ~42y · appointed 2014-09-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | — | 06/01/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (33 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-24
appoint-person-director-company-with-name-date
officers · AP01
2025-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-09-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-22