ASCENDANT PROPERTY INVESTMENTS LIMITED
🌳Matureactive
SC488386 · ltd · incorporated 2014-10-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£1.38M
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
27 live charges · 8 lenders · oldest 10.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.4 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
27 charges (27/27 with lender, 27/27 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,376,855
Key financials
1 year extracted from filed iXBRL accountsCash
£715k
Net Worth
£1.4m
Current Assets
£736k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|---|
| Total assets | £2.88M |
| Current assets | £736.2k |
| Cash | £714.6k |
| Debtors | £21.6k |
| Net assets | £1.38M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (60 events)Click to expand
- 2025-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-21📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-21📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-25📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-18📄mortgage-satisfy-charge-partmortgage · MR04
- 2024-12-18🔓Charge satisfied #7
- 2024-12-18🔓Charge satisfied #6
- 2024-12-16🔒Charge registered #27Lender: Aldermore Bank PLC
- 2024-12-16🔒Charge registered #26Lender: Aldermore Bank PLC
- 2024-12-16🔒Charge registered #25Lender: Aldermore Bank PLC
- 2024-12-09📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-11-29📄memorandum-articlesincorporation · MA
- 2024-11-29📄resolutionresolution · RESOLUTIONS
- 2024-11-29📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-11-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-13🔒Charge registered #24Lender: Aldermore Bank PLC
- 2024-08-13🔒Charge registered #23Lender: Aldermore Bank PLC
- 2024-08-13🔒Charge registered #22Lender: Aldermore Bank PLC
- 2024-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-08🔓Charge satisfied #9
- 2024-08-08🔓Charge satisfied #8
- 2023-06-19🔒Charge registered #21Lender: Aldermore Bank PLC
- 2023-06-19🔒Charge registered #20Lender: Aldermore Bank PLC
- 2023-06-19🔒Charge registered #19Lender: Aldermore Bank PLC
- 2023-06-19🔒Charge registered #18Lender: Aldermore Bank PLC
- 2023-06-19🔒Charge registered #17Lender: Aldermore Bank PLC
- 2023-06-19🔒Charge registered #16Lender: Aldermore Bank PLC
- 2023-06-14🔓Charge satisfied #11
- 2023-06-14🔓Charge satisfied #2
- 2021-11-21🔓Charge satisfied #15
- 2021-04-21🔒Charge registered #15Lender: 8 Mile Developments Limited
- 2019-11-07🔒Charge registered #14Lender: Aldermore Bank PLC
- 2019-10-30🔒Charge registered #13Lender: Aldermore Bank PLC
- 2018-11-01🔒Charge registered #12Lender: Paragon Bank PLC
- 2018-03-08🔒Charge registered #11Lender: Charter Court Financial Services Limited
- 2017-07-26🔒Charge registered #9Lender: Charter Court Financial Services Limited
- 2017-07-26🔒Charge registered #8Lender: Charter Court Financial Services Limited
- 2017-07-25🔒Charge registered #10Lender: Charter Court Financial Services Limited
Showing most recent 50 of 60 events
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
20 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Kenneth Hayworth Individual · British · DOB 04/1986 · age 40 | — | 25–50% | 25-50% voting | 06/04/2017 |
Miss Beth Marion Hayworth Individual · British · DOB 10/1990 · age 36 | — | 25–50% | 25-50% voting | 07/10/2016 |
Mrs Lorna Cameron Hayworth Individual · British · DOB 05/1957 · age 69 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Lorna Cameron Hayworthceased 10/10/2017· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A SEHGAL PROPERTIES LTD→ SC747414 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A&S HOLDINGS (SCOTLAND) LTD→ SC863877 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARDESSIE PROPERTIES LTD→ SC845181 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARDTARAIG FARMING COMPANY LIMITED→ SC625621 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ARGYLE 51 LIMITED→ SC783823 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARM PROPERTY MANAGEMENT LTD→ SC372472 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ARMAELAH ESTATES LTD→ SC866866 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARMSTRONG REAL ESTATE LTD→ SC777195 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHBANK YARDS LTD→ SC690980 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASPIDISTRA LIMITED→ SC049804 · est 1972 · no financials extracted | — | — | — | — | 54y | — | — |
| AST GLOBAL SOLUTIONS LIMITED→ SC883331 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASTAURIAS LIMITED→ SC836077 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-10-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
9 Bellevue Crescent
Edinburgh
EH3 6ND
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (2 active · 0 resigned)
HAYWORTH, Andrew Kenneth→
Activedirector · ~40y · appointed 2014-10-07
View their other companies + combined net worth →
HAYWORTH, Beth Marion→
Activedirector · ~36y · appointed 2014-10-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
27
Total charges
20
Outstanding
4
Active lenders
Status:Lender:27 of 27 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 16/12/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 16/12/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 16/12/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/08/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/08/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/08/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/06/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/06/2023 | — | |
| satisfied | 8 Mile Developments 8 Mile Developments Limited | A registered charge | 1 property | 21/04/2021 | 21/11/2021 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 07/11/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 30/10/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 01/11/2018 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 3 properties | 08/03/2018 | 14/06/2023 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 26/07/2017 | 08/08/2024 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 26/07/2017 | 08/08/2024 | |
| part-satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 25/07/2017 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited (Incorporated Under the Companies Act 06749498) | A registered charge | 1 property | 09/12/2016 | 18/12/2024 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited (06749498) | A registered charge | 1 property | 05/12/2016 | 18/12/2024 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited (Incorporated Under the Companies Act in England (Registered Number 06749498) | A registered charge | 1 property | 20/11/2016 | — | |
| part-satisfied | Precise Mortgages Charter Court Financial Services Limited (Incorporated Under the Companies Act 06749498) | A registered charge | 1 property | 28/10/2016 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 03/05/2016 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/12/2015 | 14/06/2023 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 16/12/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (81 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-21
change-person-director-company-with-change-date
officers · CH01
2025-10-21
change-person-director-company-with-change-date
officers · CH01
2025-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-31
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2025-03-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-18
mortgage-satisfy-charge-part
mortgage · MR04
2024-12-18
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-12-09