HAMBERLEY HOLDING FV (MILNGAVIE) LIMITED
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 10.0y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 300 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 mortgage
- • 1 confirmation-statement
Corporate timeline (36 events)Click to expand
- 2026-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-06🔓Charge satisfied #4
- 2026-01-06🔓Charge satisfied #3
- 2025-11-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-07🔓Charge satisfied #2
- 2025-07-10📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-13📄accounts-with-accounts-type-groupaccounts · AA
- 2023-09-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-11🔒Charge registered #4Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2023-09-11🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2023-08-23📄accounts-with-accounts-type-groupaccounts · AA
- 2022-09-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-09-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-11-18📄resolutionresolution · RESOLUTIONS
- 2020-10-30📄accounts-with-accounts-type-smallaccounts · AA
- 2019-06-27📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-05-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-17🔓Charge satisfied #1
- 2019-04-25🔒Charge registered #2Lender: Aib Group (UK) P.L.C.
- 2019-04-04➕KAY, Daniel appointeddirector
- 2019-04-04➕MCALEAR, Duncan John Howard appointeddirector
- 2019-04-04➕STREET, Timothy William appointeddirector
- 2019-04-04➖SOKHI, Caroline Anne, Dr resigneddirector
- 2019-04-04➖SOKHI, Lekh Paul resigneddirector
- 2019-04-04➖SOKHI, Surjit Singh resigneddirector
- 2016-04-29🔒Charge registered #1Lender: Aib Group (UK) PLC
- 2015-10-22➕SOKHI, Caroline Anne, Dr appointeddirector
- 2015-10-22➕SOKHI, Surjit Singh appointeddirector
- 2014-12-12🏢Company incorporatedAs HAMBERLEY HOLDING FV (MILNGAVIE) LIMITED
- 2014-12-12➕SOKHI, Lekh Paul appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Patron Capital Advisers Llp holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Patron Capital Advisers Llp Corporate entity | — | — | sig. influencesignificant influence · firm interest | 04/04/2019 |
2 historic (ceased) PSCs
- Caroline Anne Sokhiceased 04/04/2019· 25-50% shares
- Surjit Singh Sokhiceased 04/04/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARDPEATON LIMITED→ SC780810 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BABY SCAN STUDIOS LTD→ SC535327 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BARBOSA LIMITED→ SC443555 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BARNTON DENTAL SPA LIMITED→ SC564511 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BATH STREET PRACTICE LIMITED→ SC331544 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BAWA MEDICARE LTD→ SC529122 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BEEFIT FITNESS INSTRUCTOR LTD→ SC503133 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BENITWO LIMITED→ SC626211 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BHART LTD→ SC691711 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BIOSLÁINTE LTD→ SC832432 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BIRCHFIELD DENTAL CARE LIMITED→ SC666652 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BIRTH WORKS LTD→ SC706615 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 11/09/2023 | 06/01/2026 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 11/09/2023 | 06/01/2026 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 25/04/2019 | 07/11/2025 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | — | 29/04/2016 | 17/05/2019 |