HAMBERLEY PROPERTIES FV (MILNGAVIE) LIMITED
📉Decliningactive
SC493280 · ltd · incorporated 2014-12-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
- · Lifecycle stage drifting downward
- · Currently "declining"
🔒Estimated value
—
Upgrade to see
Turnover
£3.53M
year to Dec 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
Special-situation opportunityDistressed healthcare with salvageable qualities — special-situations priority.
Opportunity 71/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 58). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (88/100).
🏦
Refinance opportunity
8 live charges · 3 lenders · oldest 10.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £236,566
Turnover YoY
+8%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Turnover | £3.53M | £3.28M |
| Gross profit | £1.36M | £1.81M |
| Operating profit | £768.1k | £878.2k |
| Profit before tax | £236.6k | £412.8k |
| Average employees | 8900 | 8600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 3 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (52 events)Click to expand
- 2026-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-19🔓Charge satisfied #8
- 2026-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-06🔓Charge satisfied #7
- 2026-01-06🔓Charge satisfied #6
- 2025-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-18🔓Charge satisfied #3
- 2025-07-18🔓Charge satisfied #5
- 2025-07-18🔓Charge satisfied #4
- 2025-07-10📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-13📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-12📄memorandum-articlesincorporation · MA
- 2023-10-26📄resolutionresolution · RESOLUTIONS
- 2023-09-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-19🔒Charge registered #8Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2023-09-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-11🔒Charge registered #7Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2023-09-11🔒Charge registered #6Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2023-09-08📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2023-09-08📄legacycapital · SH20
- 2023-09-08⚠️legacyinsolvency · CAP-SS
- 2023-09-08📄resolutionresolution · RESOLUTIONS
- 2023-09-08📄capital-allotment-sharescapital · SH01
- 2023-09-07🔓Charge satisfied #1
- 2019-05-17🔓Charge satisfied #2
- 2019-04-29🔒Charge registered #3Lender: Aib Group (UK) P.L.C.
- 2019-04-25🔒Charge registered #5Lender: Aib Group (UK) P.L.C.
- 2019-04-25🔒Charge registered #4Lender: Aib Group (UK) P.L.C.
- 2019-04-04➕KAY, Daniel appointeddirector
- 2019-04-04➕MCALEAR, Duncan John Howard appointeddirector
- 2019-04-04➕STREET, Timothy William appointeddirector
- 2019-04-04➖BROWN, Kenneth Mills resigneddirector
- 2019-04-04➖DOCHERTY, Williamina resigneddirector
- 2019-04-04➖SOKHI, Caroline Anne, Dr resigneddirector
- 2019-04-04➖SOKHI, Lekh Paul resigneddirector
- 2019-04-04➖SOKHI, Surjit Singh resigneddirector
- 2016-11-01➕BROWN, Kenneth Mills appointeddirector
- 2016-07-07➕DOCHERTY, Williamina appointeddirector
- 2016-05-05🔒Charge registered #1Lender: Aib Group (UK) PLC
- 2016-04-29🔒Charge registered #2Lender: Aib Group (UK) PLC
- 2015-10-22➕SOKHI, Caroline Anne, Dr appointeddirector
- 2015-10-22➕SOKHI, Surjit Singh appointeddirector
Showing most recent 50 of 52 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2023-09-08: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Hamberley Holding Fv (Milngavie) Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️
Hamberley Holding Fv (Milngavie) Limited
Corporate parent
⬇
HAMBERLEY PROPERTIES FV (MILNGAVIE) LIMITED
This company · SC493280
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Hamberley Holding Fv (Milngavie) Limited Corporate entity | — | — | sig. influencesignificant influence | 04/04/2019 |
1 historic (ceased) PSC
- Morrison Community Care (Milngavie) Holdco Limitedceased 04/04/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BABY SCAN STUDIOS LTD→ SC535327 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BARBOSA LIMITED→ SC443555 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BARNTON DENTAL SPA LIMITED→ SC564511 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BATH STREET PRACTICE LIMITED→ SC331544 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BENITWO LIMITED→ SC626211 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BIOSLÁINTE LTD→ SC832432 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BIRCHFIELD DENTAL CARE LIMITED→ SC666652 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BJS MEDICAL LIMITED→ SC505860 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BLACKFAULDS HOUSE NURSING HOME LIMITED→ SC175033 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| BLACKMORE CHIROPRACTIC LTD.→ SC205541 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| BLAIR EDWARD LIMITED→ SC314148 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| BLANEFIELD CARE GROUP LIMITED→ SC628068 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-12-12
Jurisdictionscotland
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
1st Floor 1 Atlantic Quay
1 Robertson Street
Glasgow
G2 8JB
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-26
Last: 2025-12-12
Officers (3 active · 5 resigned)
Active
MCALEAR, Duncan John Howard→
Activedirector · ~58y · appointed 2019-04-04
View their other companies + combined net worth →
STREET, Timothy William→
Activedirector · ~52y · appointed 2019-04-04
View their other companies + combined net worth →
BROWN, Kenneth Mills→
Resigneddirector · ~59y · appointed 2016-11-01 · resigned 2019-04-04
DOCHERTY, Williamina→
Resigneddirector · ~70y · appointed 2016-07-07 · resigned 2019-04-04
SOKHI, Caroline Anne, Dr→
Resigneddirector · ~76y · appointed 2015-10-22 · resigned 2019-04-04
SOKHI, Lekh Paul→
Resigneddirector · ~40y · appointed 2014-12-12 · resigned 2019-04-04
SOKHI, Surjit Singh→
Resigneddirector · ~80y · appointed 2015-10-22 · resigned 2019-04-04
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
0
Outstanding
0
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 19/09/2023 | 19/01/2026 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 11/09/2023 | 06/01/2026 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 11/09/2023 | 06/01/2026 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 29/04/2019 | 18/07/2025 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 25/04/2019 | 18/07/2025 | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 25/04/2019 | 18/07/2025 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | 1 property | 05/05/2016 | 07/09/2023 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | — | 29/04/2016 | 17/05/2019 |
Recent filings (71 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-19
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-06
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-18
accounts-with-accounts-type-full
accounts · AA
2025-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-17
change-person-director-company-with-change-date
officers · CH01
2024-12-02
change-person-director-company-with-change-date
officers · CH01
2024-12-02
change-person-director-company-with-change-date
officers · CH01
2024-12-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-15
accounts-with-accounts-type-full
accounts · AA
2024-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-15