A & J TAYLOR PROPERTY LIMITED

🌳Matureactive
SC494396 · ltd · incorporated 2015-01-06
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£90.7k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 70-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 10.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £90,671

Key financials

2 years extracted from filed iXBRL accounts
Cash
£7k
Net Worth
£91k
↑ 19% YoY
Current Assets
£7k
↑ 95% YoY
Current Liabilities
—
£0£18k£36k£54k£73k£91kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£90.7k£76.3k
Current assets£7.3k£3.7k
Cash£7.3k—
Net assets£90.7k£76.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-06
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-02-06
    🔓
    Charge satisfied #1
  4. 2024-10-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-10-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-05-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-10-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-09-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-10-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2018-10-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-10-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-01-06
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-08-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2015-07-24
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  16. 2015-07-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2015-07-09
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  18. 2015-01-06
    🏢
    Company incorporated
    As A & J TAYLOR PROPERTY LIMITED
  19. 2015-01-06
    ➕
    TAYLOR, Angela Frances appointed
    secretary
  20. 2015-01-06
    ➕
    TAYLOR, Angie Frances appointed
    director
  21. 2015-01-06
    ➕
    TAYLOR, Jeff Henry appointed
    director
  22. 2015-01-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "TAYLOR" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

71/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Angela Frances Taylor
Individual · British · DOB 06/1963 · age 63
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence · firm interest06/04/2016
Mr Jeffrey Taylor
Individual · British · DOB 02/1956 · age 70
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2015-01-06
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

2a Rosemount Court
Newton Mearns
Glasgow
G77 5TY

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-02
Last: 2025-12-19

Officers (3 active · 0 resigned)

TAYLOR, Angela Frances→
secretary · appointed 2015-01-06
View their other companies + combined net worth →
Active
TAYLOR, Angie Frances→
director · ~63y · appointed 2015-01-06
View their other companies + combined net worth →
Active
TAYLOR, Jeff Henry→
director · ~70y · appointed 2015-01-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property24/07/2015—
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—09/07/201506/02/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (25 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-16
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-09