WARD CONSULTING SERVICES LIMITED

💤Zombieactive
SC497498 · ltd · incorporated 2015-02-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
£1
book net assets
Opportunity
73/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£1
Current Assets
£4
Current Liabilities
£0£1£2£2£3£4Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£1
Current assets£4
Net assets£1

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2025-10-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-11-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-11-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2023-02-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2023-02-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2023-02-22
    📄
    elect-to-keep-the-directors-residential-address-register-information-on-the-public-register
    officers · EH02
  7. 2022-11-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2022-11-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-11-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2021-05-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2021-02-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2019-03-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-04-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2017-11-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2016-07-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-02-11
    🏢
    Company incorporated
    As WARD CONSULTING SERVICES LIMITED
  17. 2015-02-11
    WARD, Mhairi Macintosh appointed
    director

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "WARD" — strong identity link between founder and business.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ms Mhairi Macintosh Ward
Individual · British · DOB 10/1975 · age 51
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · KY postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
COTTESMORE LIMITED
SC392573 · est 2011
£1.19M15y8178y
INSURE SMART LIMITED
SC268774 · est 2004
£137.9k21y8160y
MORTGAGE HELP SCOTLAND LTD
SC308427 · est 2006
£15.0k19y8162y
OUR TRAVEL INSURANCE LIMITED
SC394090 · est 2011
£32.5k15y8173y
ABACUS FINANCIAL PLANNING CONSULTANTS LIMITED
SC244682 · est 2003
£202.3k23y8068y
GWENEVE LTD.
SC328078 · est 2007
018y8068y
INDEPENDENT ONE 2 ONE LTD
SC367135 · est 2009
30016y8067y
INDEPENDENT PENSION TRUSTEES LIMITED
SC135111 · est 1991
£10.5k34y8074y
INSURANCE SERVICES (SCOTLAND) LIMITED
SC107387 · est 1987
30038y8063y
INVEST INDIA LIMITED
SC378182 · est 2010
016y8067y
JIM MCARTHUR INDEPENDENT FINANCIAL SERVICES LTD
SC240858 · est 2002
10023y8074y
KINGDOM INVESTMENTS MANAGEMENT LIMITED
SC428631 · est 2012
413y8068y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-02-11
Jurisdictionscotland
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

30 Garvock Hill Garvock Hill
Dunfermline
KY12 7UU
Scotland

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-25
Last: 2026-02-11

Officers (1 active · 0 resigned)

WARD, Mhairi Macintosh
director · ~51y · appointed 2015-02-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (27 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-27
accounts-with-accounts-type-dormant
accounts · AA
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-18
accounts-with-accounts-type-dormant
accounts · AA
2023-11-19
change-person-director-company-with-change-date
officers · CH01
2023-02-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-22
elect-to-keep-the-directors-residential-address-register-information-on-the-public-register
officers · EH02
2023-02-22
accounts-with-accounts-type-dormant
accounts · AA
2022-11-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-17
accounts-with-accounts-type-dormant
accounts · AA
2021-05-03