M&D TANDON CATERING LIMITED
🌳Matureactive
SC502347 · ltd · incorporated 2015-04-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 9.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 900 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-08-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-07-26🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2017-07-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-05-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2017-04-27📄capital-allotment-sharescapital · SH01
- 2015-04-02🏢Company incorporatedAs M&D TANDON CATERING LIMITED
- 2015-04-02➕TANDON, Diane appointeddirector
- 2015-04-02➕TANDON, Munish Kumar appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "TANDON" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Diane Tandon Individual · British · DOB 11/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/08/2018 |
Mr Munish Kumar Tandon Individual · Indian · DOB 02/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KMS RAILTECH LTD→ SC587518 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| KSM25 LTD→ SC875775 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LAUREL ICON LIMITED→ SC215890 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| LB TOY ZONE LTD→ SC825701 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LEAVES 99 LTD→ SC803312 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| LILY'S HORSEBOX CATERING LTD.→ SC569658 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LOKALI LTD→ SC777694 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LUMSDEN LOGS LTD→ SC877398 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LUTHER FARM SHOP LTD→ SC554333 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MAINS HIGHLANDWEAR LTD→ SC184873 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| MAISON CASTANIÉ LIMITED→ SC858667 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MAKING WAY LTD→ SC621281 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-04-02
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
31 Reidhaven Square
Keith
AB55 5AB
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-07-31
Last: 2025-07-17
Officers (2 active · 0 resigned)
TANDON, Diane→
Activedirector · ~38y · appointed 2015-04-02
View their other companies + combined net worth →
TANDON, Munish Kumar→
Activedirector · ~48y · appointed 2015-04-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 26/07/2017 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 11/05/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-12
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2019-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-18
accounts-with-accounts-type-micro-entity
accounts · AA
2018-12-24