THE OLD CROSS INN LTD
🌳Matureactive
SC502617 · ltd · incorporated 2015-04-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£89.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -42% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 11.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £89,929
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£6k
↓ 42% YoY
Net Worth
£90k
↑ 10% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Cash | £5.8k | £10.0k |
| Net assets | £89.9k | £81.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-11-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-08📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2024-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-19📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-11-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-26➖SCOTT, Johan resigneddirector
- 2015-06-15🔒Charge registered #2Lender: Bank of Scotland PLC
- 2015-04-23🔒Charge registered #1Lender: Bank of Scotland PLC
- 2015-04-07🏢Company incorporatedAs THE OLD CROSS INN LTD
- 2015-04-07➕GRAHAM, James Ross appointeddirector
- 2015-04-07➕MCKENNA, Philip appointeddirector
- 2015-04-07➕SCOTT, Johan appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Philip Mckenna Individual · British · DOB 01/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
James Ross Graham Individual · British · DOB 06/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| SOFIA SPMU LIMITED→ SC786868 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| THE SECRET SALON LIMITED→ SC824777 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE STRATHEARN FOOD COMPANY LTD→ SC668346 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| THE Y CENTRE LIMITED→ SC213989 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-04-07
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Skirmie Park
Welton Road
Blairgowrie
PH10 6NP
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03
Officers (2 active · 1 resigned)
GRAHAM, James Ross→
Activedirector · ~55y · appointed 2015-04-07
View their other companies + combined net worth →
MCKENNA, Philip→
Activedirector · ~55y · appointed 2015-04-07
View their other companies + combined net worth →
SCOTT, Johan→
Resigneddirector · ~63y · appointed 2015-04-07 · resigned 2018-07-26
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/06/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 23/04/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-12
change-person-director-company-with-change-date
officers · CH01
2025-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-17
move-registers-to-registered-office-company-with-new-address
address · AD04
2025-07-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-12
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-04-19
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-14