THE OLD CROSS INN LTD

🌳Matureactive
SC502617 · ltd · incorporated 2015-04-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£89.9k
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -42% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 11.2y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 11.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £89,929
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£6k
↓ 42% YoY
Net Worth
£90k
↑ 10% YoY
Current Assets
—
Current Liabilities
—
£0£18k£36k£54k£72k£90kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Cash£5.8k£10.0k
Net assets£89.9k£81.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-11-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2025-11-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-07-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-07-08
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  5. 2024-08-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-09-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-01-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-04-19
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  9. 2022-04-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2022-04-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2022-04-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2022-04-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2022-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-11-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-11-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2019-11-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2019-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-07-26
    ➖
    SCOTT, Johan resigned
    director
  19. 2015-06-15
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  20. 2015-04-23
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  21. 2015-04-07
    🏢
    Company incorporated
    As THE OLD CROSS INN LTD
  22. 2015-04-07
    ➕
    GRAHAM, James Ross appointed
    director
  23. 2015-04-07
    ➕
    MCKENNA, Philip appointed
    director
  24. 2015-04-07
    ➕
    SCOTT, Johan appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Philip Mckenna
Individual · British · DOB 01/1971 · age 55
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
James Ross Graham
Individual · British · DOB 06/1971 · age 55
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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——20075y8464y
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——£2.54M—17y8378y
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——£853.4k—29y8360y
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——£886.3k—21y8277y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-04-07
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Skirmie Park
Welton Road
Blairgowrie
PH10 6NP
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03

Officers (2 active · 1 resigned)

GRAHAM, James Ross→
director · ~55y · appointed 2015-04-07
View their other companies + combined net worth →
Active
MCKENNA, Philip→
director · ~55y · appointed 2015-04-07
View their other companies + combined net worth →
Active
SCOTT, Johan→
director · ~63y · appointed 2015-04-07 · resigned 2018-07-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/06/2015—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—23/04/2015—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (39 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-12
change-person-director-company-with-change-date
officers · CH01
2025-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-17
move-registers-to-registered-office-company-with-new-address
address · AD04
2025-07-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-12
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-04-19
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-14