MARINA VIEW NURSERY LIMITED
🌳Matureactive
SC504662 · ltd · incorporated 2015-04-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Child day-care activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
3 live charges · oldest 10.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 26 | 2600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-06➕MCCROSSIN, Colin appointeddirector
- 2024-08-06➖MCCALL, Agnes Fiona resignedsecretary
- 2024-08-06➖MCCALL, Agnes Fiona resigneddirector
- 2024-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2017-04-12🔒Charge registered #3Lender: Bank of Scotland PLC
- 2015-10-07🔒Charge registered #1Lender: Bank of Scotland PLC
- 2015-09-22🔒Charge registered #2Lender: Bank of Scotland PLC
- 2015-04-29🏢Company incorporatedAs MARINA VIEW NURSERY LIMITED
- 2015-04-29➕MCCROSSIN, Claire appointeddirector
- 2015-04-29➕MCCALL, Agnes Fiona appointedsecretary
- 2015-04-29➕MCCALL, Agnes Fiona appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Claire Mccrossin Individual · British · DOB 11/1980 · age 46 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Agnes Fiona Mccallceased 06/08/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Healthcare & medical · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PHYSIOMAC LTD→ SC398268 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| PIERSLAND P.A LTD→ SC843762 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| PILATESCONNECTS LTD→ SC867344 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PRIMARY MEDICAL LTD→ SC821621 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PRO CARE AYRSHIRE LIMITED→ SC520545 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| RICHARD TRUSS LTD→ SC315353 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| RUGAS LTD→ SC541542 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| SD PERSONAL ASSISTANTS LTD→ SC793133 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SLM MEDICAL LTD→ SC806099 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SOGNARE LTD→ SC771225 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SOUTH BEACH DENTAL LTD→ SC823327 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SOUTHPARK RETIREMENT HOMES LTD→ SC777603 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-04-29
Jurisdictionscotland
Primary SIC88910 — Child day-care activities
Registered office
C/O Smith & Wallace & Co
1 Simonsburn Road
Kilmarnock
Ayrshire
KA1 5LA
Scotland
Filing status
Accounts
Next due: 2026-12-26
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-13
Last: 2025-04-29
Officers (2 active · 2 resigned)
MCCROSSIN, Claire→
Activedirector · ~46y · appointed 2015-04-29
View their other companies + combined net worth →
MCCROSSIN, Colin→
Activedirector · ~51y · appointed 2024-08-06
View their other companies + combined net worth →
MCCALL, Agnes Fiona→
Resignedsecretary · appointed 2015-04-29 · resigned 2024-08-06
MCCALL, Agnes Fiona→
Resigneddirector · ~71y · appointed 2015-04-29 · resigned 2024-08-06
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 12/04/2017 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 07/10/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 22/09/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
appoint-person-director-company-with-name-date
officers · AP01
2024-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-08
termination-director-company-with-name-termination-date
officers · TM01
2024-08-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-08
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-03-25