FINE FOOD HOLDINGS LIMITED
🌳Matureactive
SC515880 · ltd · incorporated 2015-09-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Agents involved in the sale of a variety of goods
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 10.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 8 with DOB)
88
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2025-10-14📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-14📄legacyaccounts · PARENT_ACC
- 2025-10-14📄legacyother · AGREEMENT2
- 2025-10-14📄legacyother · GUARANTEE2
- 2024-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-30📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2024-10-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-25➕HENDERSON, Barbara Fraser appointeddirector
- 2024-10-25➕HENDERSON, Samuel Fraser appointeddirector
- 2024-10-25➕WILSON, Ronald Mcknight appointeddirector
- 2024-10-25➖CURRIE, Archibald Allan resignedsecretary
- 2024-10-25➖CAMPBELL, Graham Malcolm Mclaren resigneddirector
- 2024-10-25➖CAMPBELL, Ian David Malcolm resigneddirector
- 2024-10-25➖CURRIE, Archibald Allan resigneddirector
- 2024-10-25➖ROBINSON, Stuart John resigneddirector
- 2024-10-25➖WELSH, Michele Lorraine resigneddirector
- 2024-10-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2015-11-23➕WELSH, Michele Lorraine appointeddirector
- 2015-10-30➕CAMPBELL, Graham Malcolm Mclaren appointeddirector
- 2015-10-30➕CAMPBELL, Ian David Malcolm appointeddirector
- 2015-10-30🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2015-10-28➕CURRIE, Archibald Allan appointedsecretary
- 2015-10-28➕CURRIE, Archibald Allan appointeddirector
- 2015-09-17🏢Company incorporatedAs FINE FOOD HOLDINGS LIMITED
- 2015-09-17➕ROBINSON, Stuart John appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Lomond Fine Foods Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lomond Fine Foods Limited
Corporate parent · holds 75-100% shares
⬇
FINE FOOD HOLDINGS LIMITED
This company · SC515880
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lomond Fine Foods Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 25/10/2024 |
3 historic (ceased) PSCs
- Mr Stuart John Robinsonceased 25/10/2024· 25-50% shares · 25-50% voting
- Mr Archibald Allan Currieceased 25/10/2024· 25-50% shares · 25-50% voting
- Malcolm Campbell Limitedceased 25/10/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| WESTON IMPORTERS LTD.→ SC302951 · est 2006 | £518.01M £388.51M–£647.51M | — | — | 10 | 19y | 84 | 58y |
| J GAS LIMITED→ SC274899 · est 2004 | £15.28M £11.46M–£19.10M | — | — | 72 | 21y | 84 | 61y |
| BEER52 LIMITED→ SC449930 · est 2013 | £13.17M £9.87M–£16.46M | — | — | 84 | 12y | 84 | 69y |
| MACINTYRE SCOTT & CO. LIMITED→ SC017592 · est 1933 | £8.29M £6.21M–£10.36M | £73.38M | — | 6500 | 92y | 83 | 67y |
| NISHA ENTERPRISES LIMITED→ SC193287 · est 1999 | £7.60M £5.70M–£9.51M | £13.56M | — | 8100 | 27y | 87 | 66y |
| SÜDZUCKER UNITED KINGDOM LIMITED→ SC506349 · est 2015 | £3.74M £2.80M–£4.67M | — | — | 800 | 10y | 84 | 66y |
| THISTLE TIMBER AND BUILDING SUPPLIES LIMITED→ SC182761 · est 1998 | £3.10M £2.32M–£3.87M | — | — | 6000 | 28y | 87 | 60y |
| VAPOTHERM UK LTD→ SC370398 · est 2009 | £578.6k £433.9k–£723.2k | — | — | 2000 | 16y | 85 | 63y |
| ST. ANDREWS TIMBER & BUILDING SUPPLIES (HOLDINGS) LIMITED→ SC520551 · est 2015 | £391.4k £293.6k–£489.3k | — | — | 100 | 10y | 84 | 60y |
| ORIGIN FITNESS LIMITED→ SC339149 · est 2008 | £72.4k £54.3k–£90.5k | — | — | 57 | 18y | 98 | 59y |
| DACOLL LIMITED→ SC173001 · est 1997 · no financials extracted | — | — | — | — | 29y | 83 | 93y |
| LOMOND BOOKS LIMITED→ SC317716 · est 2007 | — | — | — | 1600 | 19y | 83 | 59y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-09-17
Jurisdictionscotland
Primary SIC46190 — Agents involved in the sale of a variety of goods
Registered office
98/6 Eastfield Drive
Penicuik
EH26 8HJ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (3 active · 6 resigned)
HENDERSON, Barbara Fraser→
Activedirector · ~56y · appointed 2024-10-25
View their other companies + combined net worth →
HENDERSON, Samuel Fraser→
Activedirector · ~57y · appointed 2024-10-25
View their other companies + combined net worth →
WILSON, Ronald Mcknight→
Activedirector · ~56y · appointed 2024-10-25
View their other companies + combined net worth →
CURRIE, Archibald Allan→
Resignedsecretary · appointed 2015-10-28 · resigned 2024-10-25
CAMPBELL, Graham Malcolm Mclaren→
Resigneddirector · ~59y · appointed 2015-10-30 · resigned 2024-10-25
CAMPBELL, Ian David Malcolm→
Resigneddirector · ~63y · appointed 2015-10-30 · resigned 2024-10-25
CURRIE, Archibald Allan→
Resigneddirector · ~58y · appointed 2015-10-28 · resigned 2024-10-25
ROBINSON, Stuart John→
Resigneddirector · ~72y · appointed 2015-09-17 · resigned 2024-10-25
WELSH, Michele Lorraine→
Resigneddirector · ~50y · appointed 2015-11-23 · resigned 2024-10-25
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | — | 30/10/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-14
legacy
accounts · PARENT_ACC
2025-10-14
legacy
other · AGREEMENT2
2025-10-14
legacy
other · GUARANTEE2
2025-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-27
change-person-director-company-with-change-date
officers · CH01
2024-11-05
change-person-director-company-with-change-date
officers · CH01
2024-11-05
change-person-director-company-with-change-date
officers · CH01
2024-11-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-11-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-04
appoint-person-director-company-with-name-date
officers · AP01
2024-11-04
appoint-person-director-company-with-name-date
officers · AP01
2024-11-04
appoint-person-director-company-with-name-date
officers · AP01
2024-11-04
termination-director-company-with-name-termination-date
officers · TM01
2024-11-01