JUDITH GLUE LIMITED

🌳Matureactive
SC516735 · ltd · incorporated 2015-09-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.5y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 10.5y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees23000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-09-23
    📄
    capital-allotment-shares
    capital · SH01
  2. 2025-09-22
    📄
    memorandum-articles
    incorporation · MA
  3. 2025-09-22
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2025-09-22
    📄
    capital-name-of-class-of-shares
    capital · SH08
  5. 2025-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-06-10
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2023-06-15
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  8. 2023-03-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2022-03-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2021-05-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2020-03-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2019-03-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2018-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-01-18
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2017-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2015-12-13
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  17. 2015-09-29
    🏢
    Company incorporated
    As JUDITH GLUE LIMITED
  18. 2015-09-29
    SPENCE, David Albert appointed
    director
  19. 2015-09-29
    SPENCE, Judith Ann Sinclair appointed
    director

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr David Albert Spence
Individual · British · DOB 05/1968 · age 58
2550%
25–50%25-50% shares · 25-50% voting28/09/2016
Mrs Judith Ann Sinclair Spence
Individual · British · DOB 11/1958 · age 68
2550%
25–50%25-50% shares · 25-50% voting28/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · KW postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
NORSEPHARM LIMITED
SC354920 · est 2009
£862.2k17y8361y
COLIN CHESSOR LIMITED
SC293041 · est 2005
20y8270y
GEORGE MCBEATH LIMITED
SC235751 · est 2002
£93.8k23y8262y
HARBOUR FRY (KIRKWALL) LTD.
SC248371 · est 2003
£62.2k23y8270y
J & S ALLAN LIMITED
SC289795 · est 2005
110020y8261y
ORKNEY TELEVISION ENTERPRISE
SC158081 · est 1995 · no financials extracted
31y8262y
PLOWMAN'S CARPETS LTD
SC247979 · est 2003
£301.8k23y8258y
AS&CMS LIMITED
SC504976 · est 2015
£106.3k11y8058y
BRIDGNORTH IRONMONGERS LIMITED
SC394882 · est 2011
£82.1k15y8070y
JOHN M.F. GROAT & SONS LIMITED
SC065141 · est 1978
1548y8071y
KINGCRAIG FABRICS (BRORA) LIMITED
SC356624 · est 2009
£94.9k17y8069y
KT SPORTS (ORKNEY) LIMITED
SC363572 · est 2009
£483.2k16y8067y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-09-29
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores

Registered office

25 Broad Street
Kirkwall
Orkney
KW15 1DH
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-12
Last: 2025-09-28

Officers (2 active · 0 resigned)

SPENCE, David Albert
director · ~58y · appointed 2015-09-29
View their other companies + combined net worth →
Active
SPENCE, Judith Ann Sinclair
director · ~68y · appointed 2015-09-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge13/12/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (30 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-29
capital-allotment-shares
capital · SH01
2025-09-23
memorandum-articles
incorporation · MA
2025-09-22
resolution
resolution · RESOLUTIONS
2025-09-22
capital-name-of-class-of-shares
capital · SH08
2025-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-dormant
accounts · AA
2024-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-02
change-account-reference-date-company-current-extended
accounts · AA01
2023-06-15
accounts-with-accounts-type-dormant
accounts · AA
2023-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-dormant
accounts · AA
2022-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-05
accounts-with-accounts-type-dormant
accounts · AA
2021-05-12