COVEMIST LIMITED

🌳Matureactive
SC519711 · ltd · incorporated 2015-11-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2024
Net worth
£3.98M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £3,982,767
Cash YoY
-7%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£546k
↓ 7.1% YoY
Net Worth
£4.0m
↑ 2.2% YoY
Current Assets
£614k
↓ 6.9% YoY
Current Liabilities
£0£797k£1.6m£2.4m£3.2m£4.0mAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-312023-08-31
Total assets£3.98M£3.90M
Current assets£613.5k£658.7k
Cash£546.1k£587.6k
Debtors£67.4k£71.1k
Net assets£3.98M£3.90M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-25
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  3. 2024-10-25
    📄
    capital-name-of-class-of-shares
    capital · SH08
  4. 2024-10-23
    📄
    memorandum-articles
    incorporation · MA
  5. 2024-10-23
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2024-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-10-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2023-10-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2023-09-27
    REID, Fiona Simpson appointed
    director
  10. 2023-09-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2023-08-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-08-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2015-11-06
    🏢
    Company incorporated
    As COVEMIST LIMITED
  18. 2015-11-06
    REID, Iain appointed
    director

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Iain Charles Reid
Individual · British · DOB 09/1958 · age 68
75100%
75–100%75-100% shares · 75-100% voting01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-11-06
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Radleigh House 1 Golf Road
Clarkston
Glasgow
G76 7HU
United Kingdom

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27

Officers (2 active · 0 resigned)

REID, Fiona Simpson
director · ~52y · appointed 2023-09-27
View their other companies + combined net worth →
Active
REID, Iain
director · ~58y · appointed 2015-11-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (30 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-12
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-10-25
capital-name-of-class-of-shares
capital · SH08
2024-10-25
memorandum-articles
incorporation · MA
2024-10-23
resolution
resolution · RESOLUTIONS
2024-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-30
appoint-person-director-company-with-name-date
officers · AP01
2023-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-03
change-person-director-company-with-change-date
officers · CH01
2023-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31