CRAIGHEAD NURSERIES LTD
- · Oldest live charge 10.2y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 10.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 |
|---|---|
| Total assets | £208.5k |
| Current assets | £241.5k |
| Net assets | £89.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 accounts
- • 1 confirmation-statement
Corporate timeline (22 events)Click to expand
- 2026-03-16📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-11-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-06-27📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2016-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-10-03🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2016-03-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-03-07🔓Charge satisfied #1
- 2016-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-02-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC.
- 2015-12-17➕GOLDIE, James Dunlop appointeddirector
- 2015-12-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-11-27🏢Company incorporatedAs CRAIGHEAD NURSERIES LTD
- 2015-11-27➕GOLDIE, Elspeth Jean appointeddirector
- 2015-11-27➕GOLDIE, Michael James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elspeth Jean Goldie Individual · Scottish · DOB 12/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/11/2016 |
Mr Michael James Goldie Individual · Scottish · DOB 12/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 03/10/2016 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC. | A registered charge | — | 23/02/2016 | 07/03/2016 |