THE M & D GREEN GROUP LIMITED
Opportunity 79/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 10.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 confirmation-statement
- • 1 accounts
Corporate timeline (24 events)Click to expand
- 2025-12-02📄accounts-with-accounts-type-groupaccounts · AA
- 2025-03-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-28🔒Charge registered #3Lender: Hsbc UK Bank PLC (As Security Agent)
- 2024-11-19📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-28📄accounts-with-accounts-type-groupaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-groupaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-groupaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-groupaccounts · AA
- 2020-01-07📄accounts-with-accounts-type-groupaccounts · AA
- 2019-01-11📄resolutionresolution · RESOLUTIONS
- 2018-12-20📄accounts-with-accounts-type-groupaccounts · AA
- 2018-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-10-17🔓Charge satisfied #1
- 2018-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-12🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2017-12-27📄accounts-with-accounts-type-groupaccounts · AA
- 2017-09-26📄accounts-with-accounts-type-groupaccounts · AA
- 2017-09-26📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2016-03-07🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2015-12-22🏢Company incorporatedAs THE M & D GREEN GROUP LIMITED
- 2015-12-22➕GREEN, Deborah Anne appointeddirector
- 2015-12-22➕GREEN, Martin John appointeddirector
- 2015-12-22➕GANNON, Lucy Rae appointeddirector
- 2015-12-22➖GANNON, Lucy Rae resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GREEN" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Deborah Anne Green Individual · British · DOB 05/1972 · age 54 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Martin John Green Individual · British · DOB 08/1967 · age 59 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC (As Security Agent) | A registered charge | — | 28/02/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | — | 12/10/2018 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 07/03/2016 | 17/10/2018 |