EK MORTGAGE ADVICE LTD
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-04-30 | 2023-04-30 |
|---|---|---|
| Total assets | £50.3k | — |
| Current assets | £44.9k | — |
| Net assets | £50.3k | — |
| Average employees | — | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (15 events)Click to expand
- 2025-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-24➕CARR, Colin Peter appointeddirector
- 2025-05-24➖KINNEAR, Eric Steven resigneddirector
- 2024-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-11-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-09-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-12-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-04-01🏢Company incorporatedAs EK MORTGAGE ADVICE LTD
- 2016-04-01➕KINNEAR, Eric Steven appointeddirector
- 2016-04-01📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Eric Steven Kinnear Individual · British · DOB 10/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest · firm interest | 07/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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