FINCAMMUR LTD
🏛️Establishedactive
SC539050 · ltd · incorporated 2016-06-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£2.6k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: SIC 09100
Sector: Mining & quarrying
Investor take
PursueAsset-holding vehicle with a 65-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,574
Cash YoY
+12890%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↑ 12890% YoY
Net Worth
£3k
↑ 129% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £2.6k | £-9.0k |
| Cash | £7.7k | £59 |
| Net assets | £2.6k | £-9.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-10-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-10-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-07-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-09-02📄capital-allotment-sharescapital · SH01
- 2016-08-12➕DAVIDSON, Nichola Jane appointeddirector
- 2016-06-28🏢Company incorporatedAs FINCAMMUR LTD
- 2016-06-28➕FULLERTON, Derek John appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Derek John Fullerton Individual · British · DOB 05/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/06/2017 |
Mrs Nichola Jane Fullerton Individual · British · DOB 08/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 27/06/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Manufacturing · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JOINERY AND TIMBER CREATIONS (65) LIMITED→ SC099154 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| JOINT SMART SOLUTIONS LTD→ SC806033 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JOSS PRODUCTION SERVICES LTD→ SC576004 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| JVE WELL SERVICES LTD→ SC404537 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| K9 TMRS LTD→ SC810411 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KEILLOR GRAPHICS LIMITED→ SC303120 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| KJMC SERVICES LTD→ SC797790 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| KJR WELL SERVICES LIMITED→ SC536063 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| KMA CONTRACTORS LTD→ SC505429 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| KW OFFSHORE LIMITED→ SC436737 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| KYE ACOUSTICS LTD→ SC858338 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| L RAFFAN ACCESS LTD→ SC740043 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-06-28
Jurisdictionscotland
Primary SIC09100 — SIC 09100
Registered office
12 Traill Drive
Montrose
Angus
DD10 8SW
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-07-11
Last: 2025-06-27
Officers (2 active · 0 resigned)
DAVIDSON, Nichola Jane→
Activedirector · ~50y · appointed 2016-08-12
View their other companies + combined net worth →
FULLERTON, Derek John→
Activedirector · ~65y · appointed 2016-06-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (28 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-17