EFP INVESTMENTS LIMITED
💤Zombieactive
SC541449 · ltd · incorporated 2016-07-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 0.2y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 0.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 | 2023-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 mortgage
Last 180 days
2
filings
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-26🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2026-02-24🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2025-03-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-08-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-04-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2016-07-29🏢Company incorporatedAs EFP INVESTMENTS LIMITED
- 2016-07-29➕ARTHUR, Emma appointeddirector
- 2016-07-29📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Emma Arthur Individual · British · DOB 11/1980 · age 46 | — | 75–100% | 75-100% voting | 29/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EAGLE INVESTMENT PROPERTY GROUP LIMITED→ SC648458 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| EK DEVELOPMENTS LIMITED→ SC343555 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ELAR PROPERTY LTD→ SC826238 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ELEGANT LIVING PROPERTIES LTD→ SC809971 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ELITE INVESTMENTS LIMITED→ SC777856 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ELMHURST LIMITED→ SC181120 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| EMILY SHAKARJI LTD→ SC603211 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EMPIRE PROPERTIES (SCOTLAND) LIMITED→ SC711186 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| EVOLVE COMMERCIAL PROPERTY LTD→ SC835578 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| EVOLVE PROPERTY LIMITED→ SC341634 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| EWART PROPERTIES LTD→ SC881628 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EXCEL LETTING LIMITED→ SC395984 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-07-29
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
228-230 Bank Street
Coatbridge
ML5 1EJ
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-08-26
Last: 2025-08-12
Officers (1 active · 0 resigned)
ARTHUR, Emma→
Activedirector · ~46y · appointed 2016-07-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 26/02/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 24/02/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
accounts-with-accounts-type-dormant
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-dormant
accounts · AA
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-dormant
accounts · AA
2023-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-16
accounts-with-accounts-type-dormant
accounts · AA
2022-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-12
accounts-with-accounts-type-dormant
accounts · AA
2021-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-05
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-28