KEYSTORE TOOR LTD
🏛️Establishedactive
SC543371 · ltd · incorporated 2016-08-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£99.4k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 9.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £99,406
Net assets shrinking
Down £5,393 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£99k
↓ 5.1% YoY
Current Assets
£104k
↓ 13% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £185.8k | £198.3k |
| Current assets | £104.4k | £120.4k |
| Net assets | £99.4k | £104.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-01-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-07-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-05📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2017-04-27🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2017-03-15🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2016-08-22🏢Company incorporatedAs KEYSTORE TOOR LTD
- 2016-08-22➕ALI TOOR, Amjad appointeddirector
- 2016-08-22➕ALI TOOR, Nasreen appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Nasreen Ali Toor Individual · British · DOB 04/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 22/08/2016 |
Mr Amjad Ali Individual · British · DOB 09/1966 · age 60 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence | 22/08/2016 |
1 historic (ceased) PSC
- Mr Amjad Aliceased 15/12/2020· 25-50% shares · board control · significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HULME & SCOTT LTD.→ SC301302 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| J & S DUNCAN LTD→ SC873707 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| J. & C. STUART PHARMACIES LIMITED→ SC237335 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| JPH TRADERS LTD→ SC775175 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JUNIOR & OLIVER LTD→ SC846690 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KA STAFF SERVICES LIMITED→ SC786220 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KABUL STORES LTD→ SC837373 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| KEGMART LIMITED→ SC691333 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KENNETH MOORE (INVERNESS) LIMITED→ SC206063 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| KHUZAIM LTD→ SC853525 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KIDS TALK RUTHERGLEN LTD→ SC673334 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KST PHARM LTD→ SC375579 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-08-22
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
Second Floor Airbles House
270 Airbles Road
Motherwell
ML1 3AT
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-21
Last: 2025-11-07
Officers (2 active · 0 resigned)
ALI TOOR, Amjad→
Activedirector · ~60y · appointed 2016-08-22
View their other companies + combined net worth →
ALI TOOR, Nasreen→
Activedirector · ~55y · appointed 2016-08-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 27/04/2017 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 15/03/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-22
change-person-director-company-with-change-date
officers · CH01
2025-08-06
change-person-director-company-with-change-date
officers · CH01
2025-08-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-12
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-18
confirmation-statement-with-updates
confirmation-statement · CS01
2020-12-24