BUILDING AND FINANCE LTD

💤Zombieactive
SC544835 · ltd · incorporated 2016-09-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2018
Net worth
book net assets
Opportunity
58/100
Worth a look
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 58/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100). Current lenders should be on monthly review.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
58/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
40
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Sept 2017Sept 2018

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2018-09-302017-09-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2020-02-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2020-02-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2020-02-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2020-02-12
    KHOMYCH, Oleksii resigned
    director
  5. 2020-02-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  6. 2020-02-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2020-02-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2020-01-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2020-01-28
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2020-01-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2019-08-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2019-08-14
    KHOMYCH, Oleksii appointed
    director
  13. 2019-07-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2019-07-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2019-07-01
    NEMESH, Olena appointed
    director
  16. 2019-06-13
    📄
    legacy
    restoration · AC93
  17. 2019-06-01
    JEAN, Amanda Tamara Jacqueline resigned
    director
  18. 2018-03-27
    📄
    gazette-dissolved-compulsory
    gazette · GAZ2
  19. 2018-03-27
    🏁
    Company dissolved
  20. 2018-01-09
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  21. 2017-11-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2016-10-05
    📄
    capital-allotment-shares
    capital · SH01
  23. 2016-09-07
    🏢
    Company incorporated
    As BUILDING AND FINANCE LTD
  24. 2016-09-07
    JEAN, Amanda Tamara Jacqueline appointed
    director
  25. 2016-09-07
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2020-09-30

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2019-10-24

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Olena Nemesh
Individual · Ukrainian · DOB 05/1948 · age 78
75100%
75–100%75-100% shares · 75-100% voting10/07/2017
1 historic (ceased) PSC
  • Mr Michailo Plysiukceased 09/07/2017· 75-100% shares · significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2016-09-07
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

272 Bath Street
Glasgow
G2 4JR

Filing status

Accounts
Next due: 2020-09-30OVERDUE
Last made up to: 2018-09-30
Confirmation statement
Next due: 2019-10-24OVERDUE
Last: 2018-10-10

Officers (1 active · 2 resigned)

NEMESH, Olena
director · ~78y · appointed 2019-07-01
View their other companies + combined net worth →
Active
JEAN, Amanda Tamara Jacqueline
director · ~41y · appointed 2016-09-07 · resigned 2019-06-01
Resigned
KHOMYCH, Oleksii
director · ~47y · appointed 2019-08-14 · resigned 2020-02-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (21 total)

termination-director-company-with-name-termination-date
officers · TM01
2020-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-20
accounts-with-accounts-type-dormant
accounts · AA
2020-02-20
accounts-with-accounts-type-dormant
accounts · AA
2020-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-02-10
change-person-director-company-with-change-date
officers · CH01
2020-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-02-08
appoint-person-director-company-with-name-date
officers · AP01
2020-01-28
resolution
resolution · RESOLUTIONS
2020-01-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-01-23
appoint-person-director-company-with-name-date
officers · AP01
2019-08-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-07-30
termination-director-company-with-name-termination-date
officers · TM01
2019-07-08
legacy
restoration · AC93
2019-06-13