JARVIE S LIMITED
💤Zombieactive
SC545532 · ltd · incorporated 2016-09-15
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£371.4k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 9.2y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £371,424
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£371k
↑ 21% YoY
Current Assets
£443k
↑ 15% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £388.5k | £339.4k |
| Current assets | £443.4k | £385.3k |
| Net assets | £371.4k | £306.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-08📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-29📄gazette-notice-compulsorygazette · GAZ1
- 2022-09-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2019-12-10📄gazette-notice-compulsorygazette · GAZ1
- 2019-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-16🔒Charge registered #2Lender: Snap-on UK Holdings Limited
- 2017-02-16🔒Charge registered #1Lender: Snap-on Finance UK Limited
- 2016-09-15🏢Company incorporatedAs JARVIE S LIMITED
- 2016-09-15➕JARVIE, Scott appointeddirector
- 2016-09-15➕JARVIE, Scott appointeddirector
- 2016-09-15➖JARVIE, Scott resigneddirector
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "JARVIE" — strong identity link between founder and business.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Scott Jarvie Individual · British · DOB 09/1972 · age 54 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence | 15/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HULME & SCOTT LTD.→ SC301302 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| INCR-EDIBLES CBD PRODUCTS LTD→ SC754543 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| INKED RUGS LTD→ SC787468 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| J & S DUNCAN LTD→ SC873707 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| J. & C. STUART PHARMACIES LIMITED→ SC237335 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| JADE FLOWERS LARKHALL LIMITED→ SC848649 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JAMES CHAPMAN (BUTCHERS) LIMITED→ SC036643 · est 1961 · no financials extracted | — | — | — | — | 64y | — | — |
| JOHN BLACK & SON LIMITED→ SC285529 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| JOHN GOLD FLORISTRY LIMITED→ SC696553 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| JPH TRADERS LTD→ SC775175 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JR VENDING LTD→ SC874735 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| JRN TRADING (SCOTLAND) LTD.→ SC690213 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-09-15
Jurisdictionscotland
Primary SIC47990 — Other retail sale not in stores, stalls or markets
Registered office
6 Bentink Gardens
Blackwood
Lanark
ML11 9GL
United Kingdom
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-28
Last: 2025-09-14
Officers (1 active · 1 resigned)
JARVIE, Scott→
Activedirector · ~54y · appointed 2016-09-15
View their other companies + combined net worth →
JARVIE, Scott→
Resigneddirector · ~54y · appointed 2016-09-15 · resigned 2016-09-15
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Snap-on UK Holdings Snap-on UK Holdings Limited | A registered charge | — | 16/02/2017 | — | |
| outstanding | Snap-on Finance UK Snap-on Finance UK Limited | A registered charge | — | 16/02/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-30
gazette-filings-brought-up-to-date
gazette · DISS40
2022-12-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-07
gazette-notice-compulsory
gazette · GAZ1
2022-11-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-21
change-person-director-company-with-change-date
officers · CH01
2022-09-21
change-person-director-company-with-change-date
officers · CH01
2022-09-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-21