HIP RENTALS LTD

💤Zombieactive
SC546514 · ltd · incorporated 2016-09-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
66/100
Strong
🔔
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

14 live charges · 4 lenders · oldest 8.5y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 8.5 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Sept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-30
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2025-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-09-04
    🔒
    Charge registered #14
    Lender: Aldermore Bank PLC
  5. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2024-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-07-09
    🔒
    Charge registered #13
    Lender: Aldermore Bank PLC
  12. 2024-07-09
    🔒
    Charge registered #12
    Lender: Aldermore Bank PLC
  13. 2024-07-09
    🔒
    Charge registered #11
    Lender: Aldermore Bank PLC
  14. 2024-07-09
    🔒
    Charge registered #10
    Lender: Aldermore Bank PLC
  15. 2024-07-09
    🔒
    Charge registered #9
    Lender: Aldermore Bank PLC
  16. 2024-07-09
    🔒
    Charge registered #8
    Lender: Aldermore Bank PLC
  17. 2024-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2023-07-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2023-07-12
    🔒
    Charge registered #7
    Lender: Aldermore Bank PLC
  20. 2023-07-10
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  21. 2023-07-10
    🔓
    Charge satisfied #2
  22. 2023-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2023-01-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2023-01-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2023-01-19
    🔓
    Charge satisfied #4
  26. 2023-01-18
    🔒
    Charge registered #6
    Lender: The Mortgage Works (UK) PLC
  27. 2023-01-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2023-01-05
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  29. 2022-11-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  30. 2022-11-18
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  31. 2022-02-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  32. 2021-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  33. 2019-07-08
    🔒
    Charge registered #3
    Lender: Charter Court Financial Services Limited (Trading as Precise Mortgages)
  34. 2018-04-18
    🔒
    Charge registered #2
    Lender: Shawbrook Bank Limited
  35. 2017-10-26
    🔒
    Charge registered #1
    Lender: Shawbrook Bank Limited
  36. 2016-09-29
    🏢
    Company incorporated
    As HIP RENTALS LTD
  37. 2016-09-29
    ➕
    HOLMES, Craig Alexander appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

12 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Craig Alexander Holmes
Individual · British · DOB 05/1981 · age 45
75–100%
75–100%board control75-100% shares · 75-100% voting · board control29/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-09-29
Jurisdictionscotland
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

27 Fleming Drive
Kirkcaldy
KY2 6SL
Scotland

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-12
Last: 2025-09-28

Officers (1 active · 0 resigned)

HOLMES, Craig Alexander→
director · ~45y · appointed 2016-09-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

14
Total charges
12
Outstanding
4
Active lenders
Status:Lender:14 of 14 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property04/09/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/07/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/07/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/07/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/07/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/07/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property09/07/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property12/07/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property18/01/2023—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge3 properties05/01/2023—
satisfied
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property18/11/202219/01/2023
outstanding
Precise Mortgages
Charter Court Financial Services Limited (Trading as Precise Mortgages)
A registered charge2 properties08/07/2019—
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge1 property18/04/201810/07/2023
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property26/10/2017—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (35 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-14
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-10