R B R TANNER LIMITED
- · Oldest live charge 7.9y old — refinance window within 12 months
- 01420SIC 01420
- 01450SIC 01450
Opportunity 78/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 7.9y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (17 events)Click to expand
- 2025-10-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-07🔓Charge satisfied #1
- 2025-08-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-06-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-01🔒Charge registered #1Lender: Bank of Scotland PLC
- 2018-04-16📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2016-10-11🏢Company incorporatedAs R B R TANNER LIMITED
- 2016-10-11➕TANNER, Niall Robert appointeddirector
- 2016-10-11➕TANNER, Stewart Mcfarlane appointeddirector
- 2016-10-11📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "TANNER" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stewart Mcfarlane Tanner Individual · British · DOB 12/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 11/10/2016 |
Mr Niall Robert Tanner Individual · British · DOB 06/1965 · age 61 | — | 25–50% | board control25-50% voting · board control | 11/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ROBERT MORRIS & SON LIMITED→ SC013361 · est 1924 · no financials extracted | — | — | — | — | 101y | — | — |
| SS ARB TREE SOLUTIONS LIMITED→ SC500256 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| STEWART FARMS LIMITED→ SC068940 · est 1979 · no financials extracted | — | — | — | — | 46y | — | — |
| STRATHMORE POTATO GROWERS LIMITED→ SC352060 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| STRONABA PRODUCE LTD→ SC699140 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| STRONE CROFT LTD→ SC608181 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SUNART SEA FARM LIMITED→ SC207184 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| TAYBANK GROWERS COOPERATIVE→ SC560056 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| TC LABOUR LTD→ SC666435 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| THE LAWHILL FARMING COMPANY LIMITED→ SC163914 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| THE SHETLAND PONY STUD-BOOK SOCIETY→ SC135563 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| THE TREE LAB (PERTHSHIRE) LTD→ SC801448 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 01/06/2018 | 07/10/2025 |