CB INVEST LIMITED

💤Zombieactive
SC551421 · ltd · incorporated 2016-11-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2025
Net worth
£46.4k
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 70/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 8.6y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 8.6 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £46,419
Cash draining
Cash down 68% YoY
Cash YoY
-68%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£16k
↓ 68% YoY
Net Worth
£46k
↑ 12% YoY
Current Assets
£18k
↓ 65% YoY
Current Liabilities
£0£10k£21k£31k£41k£52kNov 2024Nov 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-11-302024-11-30
Total assets£107.7k£105.3k
Current assets£18.2k£51.8k
Cash£16.2k£50.5k
Debtors£2.0k£1.3k
Net assets£46.4k£41.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • 1 officers
  • 1 address
Last 90 days
2
filings
  • 1 officers
  • 1 address
Last 180 days
3
filings
  • 1 officers
  • 1 address
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-04-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-04-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2026-01-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2025-09-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-09-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-09-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-09-05
    🔓
    Charge satisfied #3
  8. 2025-09-05
    🔓
    Charge satisfied #2
  9. 2025-09-05
    🔓
    Charge satisfied #1
  10. 2025-08-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2025-08-13
    🔓
    Charge satisfied #4
  12. 2025-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-08-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-11-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-11-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-10-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2020-06-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2019-08-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2018-08-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2018-01-16
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  23. 2017-09-27
    🔒
    Charge registered #3
    Lender: Royal Bank of Scotland PLC
  24. 2017-09-27
    🔒
    Charge registered #2
    Lender: Roayl Bank of Scotland PLC
  25. 2017-09-27
    🔒
    Charge registered #1
    Lender: Royal Bank of Scotland PLC
  26. 2016-11-29
    🏢
    Company incorporated
    As CB INVEST LIMITED
  27. 2016-11-29
    MCINDOE, Byron Arthur appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Byron Arthur Mcindoe
Individual · British · DOB 09/1984 · age 42
75100%
75–100%75-100% shares · 75-100% voting01/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-11-29
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

6 Miller Road
Ayr
KA7 2AY
Scotland

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-08-13
Last: 2025-07-30

Officers (1 active · 0 resigned)

MCINDOE, Byron Arthur
director · ~42y · appointed 2016-11-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge16/01/201813/08/2025
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
A registered charge1 property27/09/201705/09/2025
satisfied
Lloyds Banking Group
Roayl Bank of Scotland PLC
A registered charge1 property27/09/201705/09/2025
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
A registered charge1 property27/09/201705/09/2025

Recent filings (33 total)

change-person-director-company-with-change-date
officers · CH01
2026-04-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-01-23
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30