PEPPERWOOD CARE (NORTH BERWICK) LIMITED

💤Zombieactive

SC552355 · ltd · incorporated 2016-12-12

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

73/100

Strong

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What this business does

Primary activity: Activities of other holding companies n.e.c.

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 8.9y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 8.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

24 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-09-30	2024-09-30
Average employees	1	100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2026-03-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-29
🔓
Charge satisfied #1
2022-06-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-29
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-06-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-06-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-02-19
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2018-01-22
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2017-06-20
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2017-06-14
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2016-12-12
🏢
Company incorporated
As PEPPERWOOD CARE (NORTH BERWICK) LIMITED
2016-12-12
➕
CHOHAN, Jaimini appointed
director
2016-12-12
📄
incorporation-company
incorporation · NEWINC

Owner dependency

80/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Jaimini Chohan Individual · British · DOB 09/1980 · age 46	75–100%	—	75-100% shares	12/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Holding company · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
RUSSELL HOLDINGS LIMITED→ SC179461 · est 1997	£1.75M £1.49M–£2.02M	—	£1.75M	—	28y	82	61y
CARLTON BINGO LIMITED→ SC267599 · est 2004 · no financials extracted	—	—	—	—	21y	83	73y
CARLTON GAMING LIMITED→ SC223000 · est 2001 · no financials extracted	—	—	—	—	24y	83	73y
BADACHRO INN LIMITED→ SC302605 · est 2006	—	—	—	—	19y	82	72y
GAEL FORCE AQUAHOMES LTD→ SC231902 · est 2002	—	—	—	—	23y	82	62y
DALCROMBIE ESTATE LIMITED→ SC321223 · est 2007	—	—	—	0	19y	81	91y
MIDDLETON, ROSS & ARNOT (TRUSTEES) LIMITED→ SC193332 · est 1999	—	—	—	—	27y	81	75y
SEA SKYE LIMITED→ SC300936 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
SHEARDUN LTD→ SC836773 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
SLD GROUP HOLDINGS LIMITED→ SC625966 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
STEELWORK & CLADDING LIMITED→ SC226331 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
STRATHAPPIN LTD→ SC711975 · est 2021 · no financials extracted	—	—	—	—	4y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2016-12-12

Jurisdictionscotland

Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

10 Ardross Street

Inverness

IV3 5NS

Scotland

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-12-25

Last: 2025-12-11

Officers (1 active · 0 resigned)

CHOHAN, Jaimini→

director · ~46y · appointed 2016-12-12

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	—	14/06/2017	29/07/2022

Recent filings (24 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2026-03-31

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-12-16

accounts-with-accounts-type-micro-entity

accounts · AA

2025-04-07

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-11

accounts-with-accounts-type-micro-entity

accounts · AA

2023-12-18

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-12-11

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-04-14

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-12-12

mortgage-satisfy-charge-full

mortgage · MR04

2022-07-29

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-06-29

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-12-16

accounts-with-accounts-type-total-exemption-full

accounts · AA

2021-06-28

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-01-15

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2020-10-29

accounts-with-accounts-type-total-exemption-full

accounts · AA

2020-06-04