BRIO RETIREMENT LIVING (CHAPELTON) LIMITED

🏛️Establishedactive
SC557400 · ltd · incorporated 2017-02-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.5y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 70/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

3 live charges · oldest 7.5y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 7.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 6 with DOB)
85
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
3
filings
  • 1 confirmation-statement
  • 1 accounts
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-01-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-11-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-03-03
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  4. 2025-01-24
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  5. 2025-01-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2024-06-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-12-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2023-07-03
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  9. 2023-07-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  10. 2023-07-01
    DEACON, Joanna Kate appointed
    secretary
  11. 2023-07-01
    MARTIN, Christopher Paul resigned
    secretary
  12. 2023-04-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2023-03-27
    FULLER, Timothy Edward appointed
    director
  14. 2023-03-27
    KINGS, Helen Louise resigned
    director
  15. 2023-03-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2023-01-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2022-12-21
    📄
    accounts-with-accounts-type-small
    accounts · AA
  18. 2022-11-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2021-12-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  20. 2021-12-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2021-12-20
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  22. 2021-12-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2021-12-07
    WINSTANLEY, Andrew appointed
    director
  24. 2021-12-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  25. 2021-03-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2021-01-01
    KINGS, Helen Louise appointed
    director
  27. 2020-12-31
    BARKER, Jane Elizabeth resigned
    director
  28. 2020-08-11
    🔓
    Charge satisfied #3
  29. 2020-07-21
    🔓
    Charge satisfied #1
  30. 2020-07-20
    🔓
    Charge satisfied #2
  31. 2020-04-09
    HALLOWS, Karl Paul resigned
    director
  32. 2018-11-23
    RILEY, Daniel Foster resigned
    director
  33. 2018-11-02
    🔒
    Charge registered #3
    Lender: Heritage Square Limited (As Security Trustee)
  34. 2018-10-25
    🔒
    Charge registered #2
    Lender: Heritage Square Limited (As Security Trustee)
  35. 2018-10-25
    🔒
    Charge registered #1
    Lender: Heritage Square Limited (As Security Trustee)
  36. 2017-02-13
    🏢
    Company incorporated
    As BRIO RETIREMENT LIVING (CHAPELTON) LIMITED
  37. 2017-02-13
    MARTIN, Christopher Paul appointed
    secretary
  38. 2017-02-13
    BARKER, Jane Elizabeth appointed
    director
  39. 2017-02-13
    HALLOWS, Karl Paul appointed
    director
  40. 2017-02-13
    RILEY, Daniel Foster appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Places For People Retirement Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Places For People Retirement Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BRIO RETIREMENT LIVING (CHAPELTON) LIMITED
This company · SC557400

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Places For People Retirement Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control24/07/2020
4 historic (ceased) PSCs
  • Brio Retirement Living (Chapelton Midco) Limitedceased 24/07/2020· 75-100% shares · 75-100% voting · board control
  • Heritage Square Limitedceased 10/07/2020· 75-100% shares · 75-100% voting · board control
  • Brio Retirement Living (Sole Risk) Limitedceased 08/08/2018· 75-100% shares · 75-100% voting
  • Liberty Retirement Living (Midco) Limitedceased 31/08/2017· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-02-13
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

1 Hay Avenue
Edinburgh
EH16 4RW
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13

Officers (3 active · 5 resigned)

DEACON, Joanna Kate
secretary · appointed 2023-07-01
View their other companies + combined net worth →
Active
FULLER, Timothy Edward
director · ~52y · appointed 2023-03-27
View their other companies + combined net worth →
Active
WINSTANLEY, Andrew
director · ~48y · appointed 2021-12-07
View their other companies + combined net worth →
Active
MARTIN, Christopher Paul
secretary · appointed 2017-02-13 · resigned 2023-07-01
Resigned
BARKER, Jane Elizabeth
director · ~65y · appointed 2017-02-13 · resigned 2020-12-31
Resigned
HALLOWS, Karl Paul
director · ~48y · appointed 2017-02-13 · resigned 2020-04-09
Resigned
KINGS, Helen Louise
director · ~43y · appointed 2021-01-01 · resigned 2023-03-27
Resigned
RILEY, Daniel Foster
director · ~52y · appointed 2017-02-13 · resigned 2018-11-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Heritage Square (As Security Trustee)
Heritage Square Limited (As Security Trustee)
A registered charge1 property02/11/201811/08/2020
satisfied
Heritage Square (As Security Trustee)
Heritage Square Limited (As Security Trustee)
A registered charge1 property25/10/201820/07/2020
satisfied
Heritage Square (As Security Trustee)
Heritage Square Limited (As Security Trustee)
A registered charge1 property25/10/201821/07/2020

Recent filings (57 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-full
accounts · AA
2026-01-08
change-person-director-company-with-change-date
officers · CH01
2025-11-27
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-27
change-person-secretary-company-with-change-date
officers · CH03
2025-01-24
accounts-with-accounts-type-full
accounts · AA
2025-01-15
change-person-director-company-with-change-date
officers · CH01
2024-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-13
accounts-with-accounts-type-full
accounts · AA
2023-12-29
appoint-person-secretary-company-with-name-date
officers · AP03
2023-07-03
termination-secretary-company-with-name-termination-date
officers · TM02
2023-07-03
termination-director-company-with-name-termination-date
officers · TM01
2023-04-04
appoint-person-director-company-with-name-date
officers · AP01
2023-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-13