MCKELLAR ACCOUNTANCY LTD
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 6.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Total assets | £8.8k | £33.4k |
| Current assets | £334.5k | £294.8k |
| Net assets | £8.8k | £23.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2026-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-04🔓Charge satisfied #1
- 2023-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-16📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-03-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-04-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-08-21🔒Charge registered #1Lender: Dsl Business Finance LTD
- 2019-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-02-20🏢Company incorporatedAs MCKELLAR ACCOUNTANCY LTD
- 2017-02-20➕MCKELLAR, Suzanne Louise appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MCKELLAR" — strong identity link between founder and business.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Suzanne Louise Mckellar Individual · Scottish · DOB 09/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/02/2017 |
Mr Mark Mckellar Individual · Scottish · DOB 05/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/02/2017 |
2 historic (ceased) PSCs
- Mr Mark Mckellarceased 06/03/2018· 25-50% shares · 25-50% voting · board control · trust interest · firm interest
- Mrs Suzanne Louise Mckellarceased 06/03/2018· 25-50% shares · 25-50% voting · board control · trust interest · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MCCAYACCOUNTANCY LTD→ SC526552 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| MCLEAN CONSTRUCTION CONSULTANCY LTD→ SC727764 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| MCQUEEN OPTICAL LTD→ SC790712 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MELLONWHITE CONSULTING LTD→ SC671123 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| MFRS RIGGING LTD→ SC676249 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| MHÒR TRAINING LIMITED→ SC729413 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| MICON (MCS) LTD→ SC750247 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MILLFIELD ACCOUNTANCY LIMITED→ SC612172 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MIRAI ESTATE PLANNING LTD→ SC809981 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MK BUSINESS PSYCHOLOGY LIMITED→ SC372882 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| MODA (SCOTLAND) LIMITED→ SC366356 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| MODA SCOTLAND DESIGN SERVICES LTD→ SC584922 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Dsl Business Finance Dsl Business Finance LTD | A registered charge | — | 21/08/2019 | 04/09/2024 |