CITO CIMO PROPERTIES LTD
🏛️Establishedactive
SC558568 · ltd · incorporated 2017-02-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£496.2k
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 13 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
46 live charges · 11 lenders · oldest 9.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.1 years old — likely at or near maturity.
- · 11 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
46 charges (46/46 with lender, 46/46 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £496,220
Net assets shrinking
Down £40,897 YoY
Cash YoY
+284250%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£17k
↑ 284250% YoY
Net Worth
£496k
↓ 7.6% YoY
Current Assets
£147k
↓ 40% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-29 | 2024-03-29 |
|---|---|---|
| Total assets | £3.64M | £3.13M |
| Current assets | £147.4k | £244.1k |
| Cash | £17.1k | £6 |
| Debtors | £130.3k | £244.1k |
| Net assets | £496.2k | £537.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (77 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-11🔒Charge registered #46Lender: Red Bridge Loans Limited, a Company Incorporated Under the Companies Acts (Company Number 11807392) and Having Their Registered Office at 1 Mount Pleasant Avenue, Toddington Dunstable LU5 6EH
- 2025-03-10🔒Charge registered #45Lender: Lendinvest Btl Limited, a Company Incorporated Under the Companies Acts with Registered Number 10845703 Having Its Registered Office at 8 Mortimer Street, London, W1T 3JJ (And Its Successors, Transferees and Assignees)
- 2024-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-16🔒Charge registered #44Lender: Red Bridge Loans Limited
- 2024-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-08🔓Charge satisfied #30
- 2024-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-02🔒Charge registered #43Lender: Lendinvest Btl Limited
- 2024-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-03-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-04🔒Charge registered #42Lender: Together Commercial Finance Limited
- 2024-03-04🔒Charge registered #41Lender: Together Commercial Finance Limited
- 2024-03-04🔒Charge registered #40Lender: Together Commercial Finance Limited
- 2024-03-04🔒Charge registered #39Lender: Together Commercial Finance Limited
- 2024-03-04🔒Charge registered #38Lender: Together Commercial Finance Limited
- 2024-03-04🔒Charge registered #37Lender: Together Commercial Finance Limited
- 2024-02-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-23🔒Charge registered #36Lender: Lendinvest Btl Limited
- 2024-02-23🔒Charge registered #35Lender: Lendinvest Btl Limited
- 2024-02-23🔒Charge registered #34Lender: Lendinvest Btl Limited
- 2024-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-05🔒Charge registered #33Lender: Lendinvest Btl Limited
- 2023-12-21🔒Charge registered #32Lender: Red Bridge Loans Limited
- 2023-08-02🔒Charge registered #31Lender: Lendinvest Btl Limited
- 2023-05-18🔒Charge registered #30Lender: Red Bridge Loans Limited
- 2023-01-19🔓Charge satisfied #17
- 2022-08-23🔒Charge registered #29Lender: Lendinvest Btl Limited
- 2022-07-11🔒Charge registered #28Lender: Lendinvest Btl Limited
- 2022-05-23🔒Charge registered #27Lender: Lendinvest Btl Limited
- 2022-05-07🔒Charge registered #26Lender: Michael Brian Greenwood
- 2022-04-22🔓Charge satisfied #21
- 2022-03-01🔒Charge registered #25Lender: Together Commercial Finance Limited
- 2022-02-21🔒Charge registered #24Lender: Lendinvest Btl Limited
- 2022-02-12🔒Charge registered #23Lender: The Mortgage Lender Limited
- 2022-01-20🔒Charge registered #22Lender: Shawbrook Bank Limited
Showing most recent 50 of 77 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
40 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mohammad Namavar Individual · Iranian · DOB 01/1981 · age 45 | — | — | sig. influencesignificant influence | 23/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CASTLEWOOD PARK LIMITED→ SC267888 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| CATER CORPORATION LIMITED→ SC353009 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CAUDA PROPERTY LIMITED→ SC678301 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CE-D PROPERTY INVESTMENT LTD.→ SC276720 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| CERJ PROPERTY MANAGEMENT LTD→ SC786514 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHERRYPICK HOMES LTD→ SC568792 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHOICEHAVEN LTD→ SC836939 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHRISTIE DEVELOPMENTS (ABERDEEN) LIMITED→ SC061464 · est 1977 · no financials extracted | — | — | — | — | 49y | — | — |
| CIMONJORR LTD→ SC773060 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CITO CIMO COMMERCIAL LTD→ SC737877 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CITY LIVING SOLUTIONS LTD.→ SC549737 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CJMM PROPERTY SERVICES LTD→ SC848449 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-02-23
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
166 Great Western Road
Aberdeen
Aberdeenshire
AB10 6QE
Scotland
Filing status
Accounts
Next due: 2026-12-29
Last made up to: 2025-03-29
Confirmation statement
Next due: 2027-03-08
Last: 2026-02-22
Officers (2 active · 0 resigned)
NAMAVAR, Mohammad→
Activedirector · ~45y · appointed 2017-02-23
View their other companies + combined net worth →
RADMANESHFAR, Elahe, Dr→
Activedirector · ~45y · appointed 2017-02-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
46
Total charges
40
Outstanding
9
Active lenders
Status:Lender:46 of 46 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Red Bridge Loans , a Company Under the Companies Acts (Company Number 11807392) and Having Their Registered Office at 1 Mount Pleasant Avenue, Toddington Dunstable LU5 6EH Red Bridge Loans Limited, a Company Incorporated Under the Companies Acts (Company Number 11807392) and Having Their Registered Office at 1 Mount Pleasant Avenue, Toddington Dunstable LU5 6EH | A registered charge | 1 property | 11/03/2025 | — | |
| outstanding | LendInvest Lendinvest Btl Limited, a Company Incorporated Under the Companies Acts with Registered Number 10845703 Having Its Registered Office at 8 Mortimer Street, London, W1T 3JJ (And Its Successors, Transferees and Assignees) | A registered charge | 1 property | 10/03/2025 | — | |
| outstanding | Red Bridge Loans Red Bridge Loans Limited | A registered charge | 1 property | 16/10/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 02/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/03/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/02/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/02/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/02/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | — | 05/02/2024 | — | |
| outstanding | Red Bridge Loans Red Bridge Loans Limited | A registered charge | 1 property | 21/12/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 2 properties | 02/08/2023 | — | |
| satisfied | Red Bridge Loans Red Bridge Loans Limited | A registered charge | 1 property | 18/05/2023 | 08/08/2024 | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/08/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 11/07/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/05/2022 | — | |
| outstanding | Michael Brian Greenwood / Sara Jane Greenwood / Whitehall Trustees Michael Brian Greenwood / Sara Jane Greenwood / Whitehall Trustees Limited | A registered charge | 1 property | 07/05/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 01/03/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 21/02/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 12/02/2022 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 20/01/2022 | — | |
| satisfied | Coila Consulting Coila Consulting Limited | A registered charge | 1 property | 30/06/2021 | 22/04/2022 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 14/06/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/03/2021 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 16/03/2021 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 16/03/2021 | 19/01/2023 | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 17/11/2020 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 14 properties | 14/09/2020 | — | |
| outstanding | Belmont Green Finance Belmont Green Finance LTD | A registered charge | 1 property | 25/09/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 05/07/2019 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 24/01/2019 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 10/01/2019 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 27/11/2018 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 16/10/2018 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 10/07/2018 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 21/05/2018 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 16/04/2018 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 29/03/2018 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 26/02/2018 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/07/2017 | 13/03/2019 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/06/2017 | 13/03/2019 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/04/2017 | 13/03/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (89 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-22
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-20