P & F ROSS LTD
🏛️Establishedactive
SC560142 · ltd · incorporated 2017-03-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£114.6k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: SIC 01420
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 01450SIC 01450
- 69202Bookkeeping activities
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 9.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £114,641
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£115k
↑ 5.2% YoY
Current Assets
£323k
↑ 4.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £382.0k | £720.7k |
| Current assets | £322.7k | £308.9k |
| Debtors | £19.9k | £16.8k |
| Net assets | £114.6k | £109.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-02-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-15➕BRUCE, Paula Catherine Mary appointeddirector
- 2021-01-15➕MUNRO, Catriona Ann Goodwin appointeddirector
- 2020-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-03-17🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2017-03-10🏢Company incorporatedAs P & F ROSS LTD
- 2017-03-10➕ROSS, Fiona Jean Goodwin appointeddirector
- 2017-03-10➕ROSS, Paul Henry appointeddirector
- 2017-03-10📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "ROSS" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Henry Ross Individual · British · DOB 02/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/03/2017 |
Mrs Fiona Jean Goodwin Ross Individual · British · DOB 04/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · KW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BRECK FARM LIMITED→ SC282508 · est 2005 | — | — | — | 100 | 21y | 83 | 59y |
| ORKNEY SHELLFISH LIMITED→ SC138531 · est 1992 | — | — | £174.7k | — | 33y | 83 | 61y |
| BINSCARTH LIMITED→ SC251665 · est 2003 | — | — | — | 0 | 22y | 82 | 70y |
| CELTIC DAWN FISHING LIMITED→ SC263213 · est 2004 | — | — | £2.01M | — | 22y | 82 | 62y |
| E S H HARCUS LIMITED→ SC375460 · est 2010 | — | — | — | 600 | 16y | 82 | 78y |
| ERLEND FLETT PLANT HIRE→ SC081510 · est 1983 · no financials extracted | — | — | — | — | 43y | 82 | 81y |
| FORSE FARMS LTD→ SC388765 · est 2010 | — | — | £561.7k | — | 15y | 82 | 72y |
| GEORTH FARMS→ SC270361 · est 2004 · no financials extracted | — | — | — | — | 21y | 82 | 78y |
| LAGA FARMS LIMITED→ SC241028 · est 2002 | — | — | — | 2 | 23y | 82 | 64y |
| MAESQUOY FARMS LIMITED→ SC343177 · est 2008 | — | — | £657.6k | — | 17y | 82 | 65y |
| J STEVENSON & SON LIMITED→ SC420824 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ROWANPOINT LIMITED→ SC572720 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-03-10
Jurisdictionscotland
Primary SIC01420 — SIC 01420
Registered office
Lenahowe
Sandwick
Stromness
Orkney
KW16 3JA
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-23
Last: 2026-03-09
Officers (4 active · 0 resigned)
BRUCE, Paula Catherine Mary→
Activedirector · ~33y · appointed 2021-01-15
View their other companies + combined net worth →
MUNRO, Catriona Ann Goodwin→
Activedirector · ~30y · appointed 2021-01-15
View their other companies + combined net worth →
ROSS, Fiona Jean Goodwin→
Activedirector · ~53y · appointed 2017-03-10
View their other companies + combined net worth →
ROSS, Paul Henry→
Activedirector · ~57y · appointed 2017-03-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 17/03/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-31
appoint-person-director-company-with-name-date
officers · AP01
2021-02-02
appoint-person-director-company-with-name-date
officers · AP01
2021-02-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-11