GAIRLOCH AREA DEVELOPMENT TRUST LTD.

🏛️Establishedactive

SC561668 · private-limited-guarant-nsc · incorporated 2017-03-28

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 4.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2024

Net worth

—

book net assets

Opportunity

73/100

Strong

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What this business does

Primary activity: Other service activities n.e.c.

Sector: Other service activities

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 4.2y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~4.2 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (65/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

9 officers (6 active, 9 linked, 8 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

34 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-08-31
Average employees	100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filings

• 1 confirmation-statement
• 1 officers

Last 180 days

filings

• 2 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2026-03-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-26
➖
KEOGH, Dennis John resigned
director
2026-01-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-01
➖
THOMSON, Kenneth James resigned
director
2025-05-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-10
📄
memorandum-articles
incorporation · MA
2024-07-09
📄
resolution
resolution · RESOLUTIONS
2024-06-05
📄
memorandum-articles
incorporation · MA
2024-05-22
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2024-03-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-03
➕
GRAY, Alex appointed
director
2023-11-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-03-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-06-16
➕
KEOGH, Dennis John appointed
director
2022-06-16
➖
SKIVINGTON, Bruce David resigned
director
2022-02-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-22
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-17
🔒
Charge registered #1
Lender: The Highland Council
2021-03-04
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-03-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-02-24
➕
BARRETT, Christine appointed
director
2021-02-24
➕
GIBSON, Douglas John Ritchie appointed
director
2019-11-25
📄
change-account-reference-date-company-current-extended
accounts · AA01
2017-03-30
➕
SKIVINGTON, Bruce David appointed
director
2017-03-28
🏢
Company incorporated
As GAIRLOCH AREA DEVELOPMENT TRUST LTD.
2017-03-28
➕
CREE, Frances Mary appointed
secretary
2017-03-28
➕
CREE, Frances Mary appointed
director
2017-03-28
➕
GULLIVER, Patricia Baird appointed
director
2017-03-28
➕
THOMSON, Kenneth James appointed
director

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.

Red flags

2 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: KEOGH, Dennis John resigned 2026-03-26; THOMSON, Kenneth James resigned 2026-01-01

Name changed recently

medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-05-22: certificate-change-of-name-company

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Trade services · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MG OILFIELD SERVICES LTD→ SC441722 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
MNM REPRESENTATIONS LIMITED→ SC778275 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
MORAY CATERING EQUIPMENT LIMITED→ SC203820 · est 2000 · no financials extracted	—	—	—	—	26y	—	—
MORAY INSHORE RESCUE ORGANISATION→ SC307007 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
MOTTAINAI LTD→ SC577774 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
MUIRTON EOT LTD→ SC777698 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
NAIRN NAILS AND BEAUTY LTD→ SC456448 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
NAIRN RIVER ENTERPRISE→ SC521561 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
NAIRNSHIRE COMMERCIAL CLEANING LTD→ SC833439 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
NESS BUSINESS SERVICES LIMITED→ SC329252 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
NETMEDIA LTD→ SC483579 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
NEVIS CYCLES LIMITED→ SC339086 · est 2008 · no financials extracted	—	—	—	—	18y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated2017-03-28

Jurisdictionscotland

Primary SIC96090 — Other service activities n.e.c.

Registered office

23 Melvaig

Gairloch

Highland

IV21 2EA

Scotland

Filing status

Accounts

Next due: 2026-05-31

Last made up to: 2024-08-31

Confirmation statement

Next due: 2027-04-10

Last: 2026-03-27