CMC78 LTD
Opportunity 73/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -65% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 8.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £293.2k | £286.1k |
| Current assets | £43.5k | £80.6k |
| Cash | £26.8k | £77.0k |
| Debtors | £16.7k | £3.6k |
| Net assets | £245.2k | £215.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (22 events)Click to expand
- 2025-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-29🔒Charge registered #4Lender: Royal Bank of Scotland PLC
- 2025-04-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-28📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-04-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-28🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2018-06-27🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2018-06-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-05-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-05-17🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2017-04-12🏢Company incorporatedAs CMC78 LTD
- 2017-04-12➕CAMPBELL, Craig appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Craig Campbell Individual · British · DOB 04/1978 · age 48 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | A registered charge | 1 property | 29/07/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 28/06/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 27/06/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 17/05/2018 | — |