R.T. STUART BAKERS LIMITED

🏛️Establishedactive

SC568235 · ltd · incorporated 2017-06-08

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Why now

Window steady · medium confidence

Mixed signals — 2 changes over 30 days, no clear direction yet.

· Deal-killer verdict: clean → complicated
· PSC count: 1 → 2

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 8.5y old — refinance window within 12 months

What changed my view

Last 30 days

Mixed signals in the last 30 days — 1 improved, 1 worsened.

↓Deal-killer verdict: clean → complicated
↑PSC count: 1 → 2

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Manufacture of bread; manufacture of fresh pastry goods and cakes

Sector: Manufacturing

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 8.5y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 8.5 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

7 officers (7 active, 7 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

34 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	600	600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 persons-with-significant-control

Last 180 days

filings

• 2 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2026-05-08
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-05-08
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-07
📄
change-person-secretary-company-with-change-date
officers · CH03
2023-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2023-06-07
📄
change-person-director-company-with-change-date
officers · CH01
2022-06-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-08
📄
change-person-director-company-with-change-date
officers · CH01
2020-10-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-09-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-12-22
🔒
Charge registered #1
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
2017-06-08
🏢
Company incorporated
As R.T. STUART BAKERS LIMITED
2017-06-08
➕
HAIG, Stephen Ian appointed
secretary
2017-06-08
➕
HAIG, Stephen Ian appointed
director
2017-06-08
➕
MCMAHON, Derek appointed
director
2017-06-08
➕
STUART, Alan James appointed
director
2017-06-08
➕
STUART, Janice Margaret appointed
director
2017-06-08
➕
STUART, Keith James appointed
director
2017-06-08
➕
STUART, Mark Murray appointed
director

Owner dependency

78/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "STUART" — strong identity link between founder and business.
+Founder age: Director aged approximately 76 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

R T Stuart Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

R T Stuart Holdings Ltd

Corporate parent · holds 75-100% shares

ultimate parent

⬇

R.T. STUART BAKERS LIMITED

This company · SC568235

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
R T Stuart Holdings Ltd Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	08/05/2026

1 historic (ceased) PSC

R T Stuart Limitedceased 08/05/2026· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Food & drink · KY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
R.T. STUART LIMITED→ SC021805 · est 1941	£5.39M £3.97M–£6.81M	—	—	16100	84y	84	76y
KETTLE PRODUCE LIMITED→ SC097725 · est 1986	£4.91M £3.62M–£6.20M	—	—	98700	40y	83	65y
ALLSON SPARKLE LIMITED→ SC089716 · est 1984	£4.75M £3.50M–£6.00M	£14.81M	—	5600	41y	85	60y
INNOVATE FOODS LIMITED→ SC116286 · est 1989	£4.34M £3.20M–£5.48M	£26.99M	—	10900	37y	82	65y
BELLA & DUKE LIMITED→ SC547789 · est 2016	£447.4k £329.6k–£565.1k	—	—	134	9y	80	67y
WILLIAM STEPHEN (BAKERS) LIMITED→ SC032964 · est 1958 · no financials extracted	—	—	—	—	68y	83	63y
SE WATSON CONSULTING LIMITED→ SC301608 · est 2006	—	—	—	200	20y	80	59y
W.F. IRVINE & COMPANY LIMITED→ SC035480 · est 1960	—	—	£150.1k	—	65y	80	74y
ST ANDREWS BREWING COMPANY HOLDINGS LIMITED→ SC506928 · est 2015	—	—	—	—	11y	79	80y
THE DISTILLERS' ART LIMITED→ SC632756 · est 2019	—	—	—	100	6y	79	72y
THE LINDORES DISTILLING CO. LTD→ SC442379 · est 2013	—	—	—	46	13y	79	63y
BREW SHED BEERS LIMITED→ SC525036 · est 2016	—	—	£1.6k	—	10y	78	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2017-06-08

Jurisdictionscotland

Primary SIC10710 — Manufacture of bread; manufacture of fresh pastry goods and cakes

Registered office

Dubbieside Bakery

Harbour View

Methil

Fife

KY8 3RE

United Kingdom

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-21

Last: 2025-06-07