KIRKTON INS BROKERS LIMITED

🏛️Establishedactive
SC572633 · ltd · incorporated 2017-08-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees700700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-18
    📄
    capital-allotment-shares
    capital · SH01
  4. 2024-07-18
    📄
    capital-allotment-shares
    capital · SH01
  5. 2023-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-03-16
    📄
    capital-allotment-shares
    capital · SH01
  7. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-10-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-02-21
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  13. 2018-07-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2018-06-14
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  15. 2018-06-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2018-06-01
    GREENE, Colm John appointed
    secretary
  17. 2017-08-01
    🏢
    Company incorporated
    As KIRKTON INS BROKERS LIMITED
  18. 2017-08-01
    MCLELLAN, Glen appointed
    director
  19. 2017-08-01
    WEIR, Geoffrey Roy appointed
    director
  20. 2017-08-01
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Camphill Insurance Agency Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Camphill Insurance Agency Limited
Corporate parent · holds 75-100% shares
ultimate parent
KIRKTON INS BROKERS LIMITED
This company · SC572633

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Camphill Insurance Agency Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting01/08/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-08-01
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

8 Main Street
Wishaw
North Lanarkshire
ML2 7AF

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-13
Last: 2025-07-30

Officers (3 active · 0 resigned)

GREENE, Colm John
secretary · appointed 2018-06-01
View their other companies + combined net worth →
Active
MCLELLAN, Glen
director · ~65y · appointed 2017-08-01
View their other companies + combined net worth →
Active
WEIR, Geoffrey Roy
director · ~66y · appointed 2017-08-01
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (24 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
capital-allotment-shares
capital · SH01
2024-07-18
capital-allotment-shares
capital · SH01
2024-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-24
capital-allotment-shares
capital · SH01
2023-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-17