WILSON PROPERTY INVESTMENTS (SCOTLAND) LTD

🏛️Establishedactive
SC573021 · ltd · incorporated 2017-08-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
—
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

19 live charges · 7 lenders · oldest 7.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 7.2 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2023Jun 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-06-302023-06-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2025-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-06-20
    🔒
    Charge registered #19
    Lender: Aldermore Bank PLC
  5. 2024-05-09
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2024-05-09
    🔓
    Charge satisfied #16
  7. 2024-04-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2024-04-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2024-04-15
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  10. 2024-02-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2024-02-19
    🔓
    Charge satisfied #17
  12. 2024-01-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2024-01-15
    🔒
    Charge registered #18
    Lender: The Mortgage Lender Limited
  14. 2023-06-26
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2023-04-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2023-04-17
    🔒
    Charge registered #17
    Lender: Together Commercial Finance Limited
  17. 2023-04-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2023-04-06
    🔒
    Charge registered #16
    Lender: Together Commercial Finance LTD
  19. 2023-01-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2023-01-06
    🔒
    Charge registered #15
    Lender: Paragon Bank PLC
  21. 2022-08-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2022-08-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2022-08-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2022-08-12
    🔒
    Charge registered #14
    Lender: Shawbrook Bank Limited
  25. 2022-08-12
    🔒
    Charge registered #13
    Lender: Shawbrook Bank Limited
  26. 2022-08-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  27. 2022-08-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2022-08-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  29. 2022-08-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  30. 2022-08-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  31. 2022-07-29
    🔒
    Charge registered #12
    Lender: Shawbrook Bank Limited
  32. 2022-07-29
    🔒
    Charge registered #11
    Lender: Shawbrook Bank Limited
  33. 2022-07-29
    🔒
    Charge registered #10
    Lender: Shawbrook Bank Limited
  34. 2022-07-29
    🔒
    Charge registered #9
    Lender: Shawbrook Bank Limited
  35. 2022-07-29
    🔒
    Charge registered #8
    Lender: Shawbrook Bank Limited
  36. 2022-07-29
    🔒
    Charge registered #7
    Lender: Shawbrook Bank Limited
  37. 2022-07-29
    🔒
    Charge registered #6
    Lender: Shawbrook Bank Limited
  38. 2022-02-23
    🔒
    Charge registered #5
    Lender: Shawbrook Bank Limited
  39. 2021-06-14
    🔒
    Charge registered #4
    Lender: Paragon Bank PLC
  40. 2021-05-21
    🔒
    Charge registered #3
    Lender: Paragon Bank PLC
  41. 2020-09-18
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  42. 2019-03-20
    🔒
    Charge registered #1
    Lender: The Mortgage Lender Limited
  43. 2018-11-12
    ➖
    WILSON, Audrey resigned
    director
  44. 2018-11-12
    ➖
    WILSON, George Charles resigned
    director
  45. 2017-08-07
    🏢
    Company incorporated
    As WILSON PROPERTY INVESTMENTS (SCOTLAND) LTD
  46. 2017-08-07
    ➕
    VAN DER VELDE, Vanessa appointed
    director
  47. 2017-08-07
    ➕
    WILSON, Darren James appointed
    director
  48. 2017-08-07
    ➕
    WILSON, Audrey appointed
    director
  49. 2017-08-07
    ➕
    WILSON, George Charles appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "WILSON" — strong identity link between founder and business.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

17 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Miss Vanessa Van Der Velde
Individual · Scottish · DOB 10/1985 · age 41
25–50%
25–50%25-50% shares · 25-50% voting07/08/2017
Mr Darren James Wilson
Individual · Scottish · DOB 06/1985 · age 41
25–50%
25–50%board control25-50% shares · 25-50% voting · board control07/08/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-08-07
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

54 Park Drive Park Drive
Wallyford
Musselburgh
East Lothian
EH21 8DA
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2026-08-20
Last: 2025-08-06

Officers (2 active · 2 resigned)

VAN DER VELDE, Vanessa→
director · ~41y · appointed 2017-08-07
View their other companies + combined net worth →
Active
WILSON, Darren James→
director · ~41y · appointed 2017-08-07
View their other companies + combined net worth →
Active
WILSON, Audrey→
director · ~65y · appointed 2017-08-07 · resigned 2018-11-12
Resigned
WILSON, George Charles→
director · ~69y · appointed 2017-08-07 · resigned 2018-11-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

19
Total charges
17
Outstanding
5
Active lenders
Status:Lender:19 of 19 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property20/06/2024—
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property15/01/2024—
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property17/04/202319/02/2024
satisfied
Together Money
Together Commercial Finance LTD
A registered charge—06/04/202309/05/2024
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property06/01/2023—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property12/08/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property12/08/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property29/07/2022—
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property23/02/2022—
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property14/06/2021—
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property21/05/2021—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property18/09/2020—
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property20/03/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (46 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-15
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2024-04-15
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-13