WILDING & BRUCE PROPERTY LTD

🏛️Establishedactive
SC573476 · ltd · incorporated 2017-08-11
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 4.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£26.7k
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 4.5y

60/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Charge age ~4.5 years — mid-life; refi window approaching.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £26,672
Net assets shrinking
Down £1,322 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£27k
↓ 4.7% YoY
Current Assets
£2k
↑ 27% YoY
Current Liabilities
—
£0£6k£11k£17k£22k£28kDec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-312024-12-31
Total assets£135.4k£134.1k
Current assets£1.6k£1.2k
Net assets£26.7k£28.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-04-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-08-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-08-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-10-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-10-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-01-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2022-01-17
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  8. 2021-11-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2021-11-05
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  10. 2021-09-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2021-02-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2019-01-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2018-09-03
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  14. 2017-08-11
    🏢
    Company incorporated
    As WILDING & BRUCE PROPERTY LTD
  15. 2017-08-11
    ➕
    BRUCE, Alan appointed
    director
  16. 2017-08-11
    ➕
    WILDING, Laura Jean appointed
    director
  17. 2017-08-11
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BRUCE" — strong identity link between founder and business.
  • +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Miss Laura Jean Wilding
Individual · British · DOB 07/1984 · age 42
25–50%
25–50%25-50% shares · 25-50% voting11/08/2017
Mr Alan Bruce
Individual · British · DOB 10/1984 · age 42
25–50%
25–50%25-50% shares · 25-50% voting11/08/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Active · Property · G postcode area
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BARRWOOD DEVELOPMENTS LIMITED→
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—£117.8k—52y8359y
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—£40.0k—25y8358y
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—£5.0k—15y8359y
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—£24.9k—013y8465y
ROSS & LIDDELL LIMITED→
SC097770 · est 1986
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AEROBLUE LIMITED→
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———30013y8360y
BEARSDEN SOLUTIONS LTD→
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———10015y8360y
BROOMPARK DEVELOPMENTS LIMITED→
SC156310 · est 1995 · no financials extracted
————31y8385y
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————1y——
ZAINABMATLOOB LTD→
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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-08-11
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

4 Haldane Street
Glasgow
G14 9QN
United Kingdom

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31

Officers (2 active · 0 resigned)

BRUCE, Alan→
director · ~42y · appointed 2017-08-11
View their other companies + combined net worth →
Active
WILDING, Laura Jean→
director · ~44y · appointed 2017-08-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property17/01/2022—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property05/11/2021—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (20 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-01-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-10
accounts-with-accounts-type-dormant
accounts · AA
2021-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
accounts-with-accounts-type-dormant
accounts · AA
2021-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-26