ARGO INVESTMENT MANAGEMENT LTD
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 4.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £665.7k | £693.5k |
| Current assets | £1.31M | £1.32M |
| Net assets | £522.7k | £535.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (15 events)Click to expand
- 2025-12-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-03🔒Charge registered #1Lender: Belmont Green Finance Limited Tradng as Vida Home Loans
- 2021-07-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-25📄capital-allotment-sharescapital · SH01
- 2018-05-25📄resolutionresolution · RESOLUTIONS
- 2017-10-18🏢Company incorporatedAs ARGO INVESTMENT MANAGEMENT LTD
- 2017-10-18➕ROGERS, Karl appointeddirector
- 2017-10-18📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Karl Rogers Individual · British · DOB 05/1967 · age 59 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/10/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASSUNTA HOLDINGS LIMITED→ SC875798 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASSURE LIMITED→ SC202408 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ASSURED 24 LTD→ SC356356 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ATARAXIA INVESTMENTS LIMITED→ SC729993 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ATHENA XI PROPERTY SOURCING LTD→ SC848496 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ATHOLE INVESTMENTS LIMITED→ SC821821 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ATYA PROPERTIES LTD→ SC850285 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUA ESTATES ECOSSE LTD→ SC882006 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AUA ESTATES LTD→ SC759000 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AUCHENSHUGGLE DEVELOPS LIMITED→ SC655445 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AUCHLOCHAN PROPERTIES LIMITED→ SC866272 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUCKLAND PROPERTY CO LTD→ SC738390 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Belmont Green Finance Tradng as Vida Home Loans Belmont Green Finance Limited Tradng as Vida Home Loans | A registered charge | 1 property | 03/11/2021 | — |