ZMG PROPERTY HOLDINGS LTD
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
8 live charges · 3 lenders · oldest 8.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.03M | £1.11M |
| Current assets | £120.2k | £144.6k |
| Cash | — | £124.6k |
| Debtors | — | £20.0k |
| Net assets | £33.8k | £34.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (31 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-27📄gazette-notice-compulsorygazette · GAZ1
- 2024-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01➖GILANI, Farah, Dr resigneddirector
- 2024-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-15🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 2024-01-15🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2024-01-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-04🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2023-11-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-07🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2023-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-08➕GILANI, Farah, Dr appointeddirector
- 2022-12-23📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-01-18📄gazette-notice-compulsorygazette · GAZ1
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-01-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-05-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-01-09🔒Charge registered #4Lender: Charter Court Financial Services Limited
- 2018-05-21🔒Charge registered #3Lender: Charter Court Financial Services
- 2018-05-15🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2018-02-06🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2017-10-31🏢Company incorporatedAs ZMG PROPERTY HOLDINGS LTD
- 2017-10-31➕GILANI, Javad appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Zaelno Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Zaelno Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/01/2021 |
1 historic (ceased) PSC
- Mr Javad Gilaniceased 25/01/2021· 75-100% shares · 75-100% voting · board control · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| CALEDONIA WATERFRONT (HARBOUR ROAD) LIMITED→ SC345086 · est 2008 | £623.3k £529.8k–£716.8k | — | £623.3k | — | 17y | 83 | 70y |
| INNOVATION PROPERTIES LIMITED→ SC312436 · est 2006 | £444.7k £378.0k–£511.4k | — | £444.7k | — | 19y | 83 | 86y |
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| CAIRN LETTING LIMITED→ SC210819 · est 2000 | £40.0k £34.0k–£46.0k | — | £40.0k | — | 25y | 83 | 58y |
| AR (WELLMEADOW) LTD→ SC393743 · est 2011 | £5.0k £4.2k–£5.7k | — | £5.0k | — | 15y | 83 | 59y |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/01/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/01/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 04/01/2024 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 07/11/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 09/01/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services | A registered charge | 1 property | 21/05/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 2 properties | 15/05/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 06/02/2018 | — |