S & M GRUHAM LTD

🏛️Establishedactive
SC585555 · ltd · incorporated 2018-01-12
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£22.5k
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 68100Buying and selling of own real estate
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 6.1y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £22,539

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£23k
Current Assets
£3k
Current Liabilities
—
£0£5k£9k£14k£18k£23kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£133.9k—
Current assets£3.1k—
Net assets£22.5k—
Average employees—0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
  1. 2025-10-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-10-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2023-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-10-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-10-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-03-24
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2020-03-19
    🔒
    Charge registered #1
    Lender: Charter Court Financial Services Limited
  9. 2019-10-07
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2018-01-15
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2018-01-12
    🏢
    Company incorporated
    As S & M GRUHAM LTD
  12. 2018-01-12
    ➕
    JALAGADUGU, Mrudula appointed
    director
  13. 2018-01-12
    ➕
    JALAGADUGU, Suneel Kumar, Mr. appointed
    director
  14. 2018-01-12
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Suneel Kumar Jalagadugu
Individual · British · DOB 05/1980 · age 46
25–50%
—25-50% shares12/01/2018
Mrudula Jalagadugu
Individual · British · DOB 07/1983 · age 43
25–50%
—25-50% shares12/01/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CRAIGENGILLAN ESTATES (NO 1) COMPANY LIMITED→
SC124520 · est 1990
£3.87M
£2.98M–£4.77M
——036y8363y
APF INTERNATIONAL FOREST MACHINERY EXHIBITION LTD.→
SC228249 · est 2002
£278.2k
£214.0k–£342.4k
——50024y9579y
ALDERSTON DAIRIES LIMITED→
SC241138 · est 2002
——£114.4k—23y8374y
CAITHNESS POTATO BREEDERS LIMITED→
SC082730 · est 1983
——£1.36M—43y8368y
CARCANT ESTATES LIMITED→
SC030457 · est 1954
——£269.0k—71y8369y
DENHOLM POTATO GROWERS LIMITED→
SC089295 · est 1984
——£453.8k—41y8361y
DODS OF HADDINGTON LIMITED→
SC056452 · est 1974
——£2.26M—51y8372y
DOUGLAS ORR & COMPANY LIMITED→
SC185757 · est 1998
———127y8370y
EAST COAST ORGANICS LTD→
SC297585 · est 2006
——£1.21M—20y8363y
EAST LOTHIAN PRODUCE LIMITED→
SC185473 · est 1998
——£8.19M—28y8373y
GREENSHIELDS AGRI LIMITED→
SC381819 · est 2010
———1415y8370y
ARBORETUM ESTATES LIMITED→
SC350956 · est 2008
———017y8267y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-01-12
Jurisdictionscotland
Primary SIC01500 — SIC 01500

Registered office

12 Cammo Brae
Edinburgh
Midlotian
EH4 8ET
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09

Officers (2 active · 0 resigned)

JALAGADUGU, Mrudula→
director · ~43y · appointed 2018-01-12
View their other companies + combined net worth →
Active
JALAGADUGU, Suneel Kumar, Mr.→
director · ~46y · appointed 2018-01-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Precise Mortgages
Charter Court Financial Services Limited
A registered charge1 property19/03/2020—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (18 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-05
accounts-with-accounts-type-dormant
accounts · AA
2020-10-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-13
accounts-with-accounts-type-dormant
accounts · AA
2019-10-07