MCGREGOR PROPERTY DEVELOPMENT LTD
🏛️Establishedactive
SC587090 · ltd · incorporated 2018-01-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£192.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 75/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 6.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £192,694
Net assets shrinking
Down £70,643 YoY
Cash YoY
-9%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↓ 8.9% YoY
Net Worth
£193k
↓ 27% YoY
Current Assets
£1k
↓ 32% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £506.4k | £642.3k |
| Current assets | £1.0k | £1.5k |
| Cash | £1.0k | £1.1k |
| Debtors | — | £400 |
| Net assets | £192.7k | £263.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 2 officers
Last 90 days
2
filings
- • 2 officers
Last 180 days
5
filings
- • 2 officers
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-05-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-29➕MCGREGOR, Gerald appointeddirector
- 2026-04-29➕MCGREGOR, Ryan James appointeddirector
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-13🔓Charge satisfied #4
- 2026-01-13🔓Charge satisfied #3
- 2025-04-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-08➖MCGREGOR, Gerald resigneddirector
- 2025-04-08➖MCGREGOR, Ryan James resigneddirector
- 2025-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #7Lender: The Mortgage Lender Limited
- 2024-12-20🔒Charge registered #6Lender: The Mortgage Lender Limited
- 2024-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-07🔓Charge satisfied #5
- 2024-10-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-24📄memorandum-articlesincorporation · MA
- 2023-04-24📄resolutionresolution · RESOLUTIONS
- 2022-12-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-22🔒Charge registered #5Lender: The Mortgage Lender Limited
- 2020-02-13🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2020-02-10🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2019-07-12🔒Charge registered #1Lender: Kensington Mortgage Company Limited
- 2019-07-03🔒Charge registered #2Lender: Kensington Mortgage Company Limited
- 2019-04-15➕GORDON, Carla appointeddirector
- 2019-04-15➕MCGREGOR, Gerald appointeddirector
- 2018-01-29🏢Company incorporatedAs MCGREGOR PROPERTY DEVELOPMENT LTD
- 2018-01-29➕MCGREGOR, Ryan James appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "MCGREGOR" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mcgregor Holding Scotland Limited holds majority control (50-75%). Likely parent but not wholly-owned.
🏛️majority
Mcgregor Holding Scotland Limited
Corporate parent · holds 50-75% shares · board control
⬇
MCGREGOR PROPERTY DEVELOPMENT LTD
This company · SC587090
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mcgregor Holding Scotland Limited Corporate entity | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 04/04/2025 |
Mrs Carla Gordon Individual · Scottish · DOB 06/1986 · age 40 | 25–50% | — | 25-50% shares | 01/10/2024 |
1 historic (ceased) PSC
- Mr Ryan James Mcgregorceased 04/04/2025· 75-100% shares · 75-100% voting · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| P&I HOMES LTD→ SC816781 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PANTA PROPERTY SOLUTIONS LTD→ SC868620 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PARC PROPERTIES (SCOTLAND) LTD→ SC813815 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PARIS HANEESH ESTATE LTD→ SC692777 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| PARK SERVICES (SCOTLAND) LIMITED→ SC515138 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| PEACH PROPERTIES SCOTLAND LIMITED→ SC745111 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| PEEBLES PROPERTY GROUP LIMITED→ SC791414 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PEPPERINO LTD→ SC832632 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PERMARENTS LIMITED→ SC032324 · est 1957 · no financials extracted | — | — | — | — | 68y | — | — |
| PERVEZ PROPERTIES LIMITED→ SC564848 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| PETER FRANK PROPERTY LIMITED→ SC633381 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| PETER MURPHY LTD→ SC840798 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-01-29
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
115 Summerlee Street
Glasgow
G33 4DB
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-06-03
Last: 2025-05-20
Officers (3 active · 2 resigned)
GORDON, Carla→
Activedirector · ~40y · appointed 2019-04-15
View their other companies + combined net worth →
MCGREGOR, Gerald→
Activedirector · ~63y · appointed 2026-04-29
View their other companies + combined net worth →
MCGREGOR, Ryan James→
Activedirector · ~39y · appointed 2026-04-29
View their other companies + combined net worth →
MCGREGOR, Gerald→
Resigneddirector · ~63y · appointed 2019-04-15 · resigned 2025-04-08
MCGREGOR, Ryan James→
Resigneddirector · ~39y · appointed 2018-01-29 · resigned 2025-04-08
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
4
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 20/12/2024 | — | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 22/10/2020 | 07/10/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 13/02/2020 | 13/01/2026 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 10/02/2020 | 13/01/2026 | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 12/07/2019 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 03/07/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-05-06
appoint-person-director-company-with-name-date
officers · AP01
2026-05-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-13
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-24
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-31
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-04