S & L BARBOUR INVESTMENTS LTD

🏛️Establishedactive

SC592699 · ltd · incorporated 2018-03-28

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£829.8k

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Activities of investment trusts

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

18 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £829,768

Key financials

2 years extracted from filed iXBRL accounts

Cash

£767

Net Worth

£830k

↑ 28% YoY

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£830.8k	£649.8k
Current assets	—	£650.8k
Cash	£767	—
Net assets	£829.8k	£649.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (13 events)Click to expand

2025-12-22
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-05
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-09-02
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-03-03
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-12-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-05-14
📄
capital-allotment-shares
capital · SH01
2018-05-08
📄
resolution
resolution · RESOLUTIONS
2018-03-28
🏢
Company incorporated
As S & L BARBOUR INVESTMENTS LTD
2018-03-28
➕
BARBOUR, Lorraine appointed
director
2018-03-28
➕
BARBOUR, Stephen appointed
director
2018-03-28
📄
incorporation-company
incorporation · NEWINC

Owner dependency

94/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "BARBOUR" — strong identity link between founder and business.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

56/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Stephen Barbour Individual · British · DOB 01/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	28/03/2018
Mrs Lorraine Barbour Individual · British · DOB 12/1963 · age 63	25–50%	25–50%	25-50% shares · 25-50% voting	28/03/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Financial services · ML postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ARDMORE FINANCIAL PLANNING LIMITED→ SC363882 · est 2009	—	—	—	800	16y	83	58y
ARCHIBALD MACINNES AND COMPANY LIMITED→ SC031316 · est 1956	—	—	£1.24M	—	70y	82	76y
MORTGAGE INFORMATION CENTRE LIMITED→ SC233257 · est 2002	—	—	£14.1k	—	23y	82	66y
A.J. OPTIONS LIMITED→ SC229017 · est 2002	—	—	—	400	24y	80	70y
ANNIE DUNCAN LTD.→ SC289895 · est 2005	—	—	£524	—	20y	80	68y
AVETON GIFFORD ASSOCIATES LIMITED→ SC268741 · est 2004	—	—	£348.5k	—	21y	80	67y
DAVID DOUGAN FINANCIAL SERVICES LIMITED→ SC350319 · est 2008	—	—	£30.5k	—	17y	80	66y
EXECUTIVE BENEFIT SERVICES (U.K.) LIMITED→ SC054039 · est 1973 · no financials extracted	—	—	—	—	52y	80	71y
EXECUTIVE FINANCIAL SERVICES LIMITED→ SC280840 · est 2005	—	—	£298.8k	—	21y	80	73y
DUCKETT FAMILY INVESTMENTS LIMITED→ SC838585 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
GB FINANCIAL SERVICES LIMITED→ SC554846 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
MV FINANCE LTD→ SC552652 · est 2016 · no financials extracted	—	—	—	—	9y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2018-03-28

Jurisdictionscotland

Primary SIC64301 — Activities of investment trusts

Registered office

5 Victoria Place

Airdrie

ML6 9BU

United Kingdom

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-10

Last: 2026-03-27

Officers (2 active · 0 resigned)

BARBOUR, Lorraine→

director · ~63y · appointed 2018-03-28

View their other companies + combined net worth →

Active

BARBOUR, Stephen→

director · ~64y · appointed 2018-03-28

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.