D & C SMITH (BUILDERS) LIMITED

🏛️Establishedactive
SC596407 · ltd · incorporated 2018-05-08
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£93.7k
book net assets
Opportunity
76/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pursue
Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £93,671
High leverage
Liabilities are 100% of total assets
Leverage
100%
Liabilities / Total assets

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£94k
Current Assets
£194k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-30
Total assets£213.1k
Current assets£194.4k
Net assets£93.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 2 accounts
Last 180 days
2
filings
  • • 2 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-03-31
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  2. 2026-03-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-03-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-03-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-09-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-02-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-03-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-11-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-11-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2019-11-22
    ➕
    SMITH, Cameron Donald appointed
    director
  12. 2018-05-29
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  13. 2018-05-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2018-05-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2018-05-11
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  16. 2018-05-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2018-05-09
    ➖
    SMITH, Cameron Donald resigned
    director
  18. 2018-05-08
    🏢
    Company incorporated
    As D & C SMITH (BUILDERS) LIMITED
  19. 2018-05-08
    ➕
    SMITH, Donald John appointed
    director
  20. 2018-05-08
    ➕
    SMITH, Cameron Donald appointed
    director
  21. 2018-05-08
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "SMITH" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Donald John Smith
Individual · British · DOB 02/1958 · age 68
50–75%
50–75%board control50-75% shares · 50-75% voting · board control08/05/2018
Mr Cameron Donald Smith
Individual · British · DOB 05/1990 · age 36
25–50%
25–50%25-50% shares · 25-50% voting08/05/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CSQ CONSULT LTD→
SC421143 · est 2012 · no financials extracted
————14y——
CU PLUMBING AND HEATING LTD→
SC832628 · est 2024 · no financials extracted
————1y——
CULLEN PLUMBING & HEATING LIMITED→
SC393940 · est 2011 · no financials extracted
————15y——
CULLROSS (BALLINDEAN) LIMITED→
SC685822 · est 2021 · no financials extracted
————5y——
CUMBRAE PROPERTY LIMITED→
SC492499 · est 2014 · no financials extracted
————11y——
CUMMINGS PLUMBING LIMITED→
SC463623 · est 2013 · no financials extracted
————12y——
CUTHBERTS OF EDINBURGH LIMITED→
SC626628 · est 2019 · no financials extracted
————7y——
D BLACK ELECTRICAL SERVICES LTD→
SC882032 · est 2026 · no financials extracted
———————
D BLAKE HOLDINGS LIMITED→
SC187718 · est 1998 · no financials extracted
————27y——
DAMP DOCTORS NATIONAL LTD→
SC802980 · est 2024 · no financials extracted
————2y——
DARM UTILITIES LTD→
SC834449 · est 2025 · no financials extracted
————1y——
DAVID GRIERSON LTD→
SC381114 · est 2010 · no financials extracted
————15y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-05-08
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings

Registered office

55 Bruntsfield Crescent
Dunbar
EH42 1QZ
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-05-21
Last: 2025-05-07

Officers (2 active · 1 resigned)

SMITH, Cameron Donald→
director · ~36y · appointed 2019-11-22
View their other companies + combined net worth →
Active
SMITH, Donald John→
director · ~68y · appointed 2018-05-08
View their other companies + combined net worth →
Active
SMITH, Cameron Donald→
director · ~27y · appointed 2018-05-08 · resigned 2018-05-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (23 total)

accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2026-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-10
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-12
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-12
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-03