ANNE ALEXANDER LIMITED

🏛️Establishedactive

SC599889 · ltd · incorporated 2018-06-13

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 7.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£-14.5k

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pass (distressed without resilience)

Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

1 live charge · oldest 7.7y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 7.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

7 connected companies via shared directors

Filing history

23 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Negative net assets

Liabilities exceed assets by £14,530

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£15k

↓ 50% YoY

Current Assets

£440

↓ 21% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-06-30	2024-06-30
Total assets	£48.8k	£58.2k
Current assets	£440	£555
Net assets	£-14.5k	£-9.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (20 events)Click to expand

2026-03-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-06
📄
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2020-05-11
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-05-11
📄
change-person-director-company-with-change-date
officers · CH01
2020-05-08
📄
change-person-director-company-with-change-date
officers · CH01
2020-05-08
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-05-08
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-05-08
📄
change-person-director-company-with-change-date
officers · CH01
2020-04-18
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-03-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-08-02
🔒
Charge registered #1
Lender: The Mortgage Works (UK) PLC
2018-06-13
🏢
Company incorporated
As ANNE ALEXANDER LIMITED
2018-06-13
➕
HOWIE, Jennifer Anne appointed
director
2018-06-13
➕
HOWIE, Nicholas Alexander appointed
director
2018-06-13
📄
incorporation-company
incorporation · NEWINC

Owner dependency

71/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Nicholas Alexander Howie Individual · British · DOB 02/1977 · age 49	25–50%	25–50%	25-50% shares · 25-50% voting	13/06/2018
Mrs Jennifer Anne Howie Individual · British · DOB 08/1984 · age 42	25–50%	25–50%	25-50% shares · 25-50% voting	13/06/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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ANDREW MCQUADE PROPERTY LTD→ SC818485 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ANGEL VIEW INVEST LTD→ SC883397 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ANGGRA HOMES LIMITED→ SC772277 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ANSAB PROPERTIES LTD→ SC626529 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
AONA INVESTMENTS SPV LIMITED→ SC828132 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2018-06-13

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

1 Calderstone Drive

Cumbernauld

Glasgow

G68 0GQ

Scotland

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-06-26

Last: 2025-06-12

Officers (2 active · 0 resigned)

HOWIE, Jennifer Anne→

director · ~42y · appointed 2018-06-13

View their other companies + combined net worth →

Active

HOWIE, Nicholas Alexander→

director · ~49y · appointed 2018-06-13

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	02/08/2018	—

Click column headers to sort. Use filters above to narrow by status and lender.