INSPIRE PROPERTY SERVICES LTD

🚨Distressedactive
SC601792 · ltd · incorporated 2018-07-05
Investment thesis
Attractive distress candidate — real problems but workable structure.
Why interesting: Falling signals but no deal-breakers yet; room for negotiation and turnaround.
Why risky: Signals worsening; needs speed and capital discipline.
🔒Estimated value
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Turnover
year to Jul 2024
Net worth
£-36.8k
book net assets
Opportunity
63/100
Worth a look
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 98000Residents property management
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 63/100 (worth a look), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

2 live charges · oldest 4.5y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~4.5 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Negative net assets
Liabilities exceed assets by £36,821

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
-£37k
↓ 1.9% YoY
Current Assets
Current Liabilities
-£37k-£29k-£22k-£15k-£7k£144Jul 2023Jul 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-07-312023-07-31
Total assets£-36.8k£-36.1k
Current assets£144
Cash£144
Net assets£-36.8k£-36.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-06-25
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2025-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-06-24
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2024-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-11-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-04-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-11-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-10-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2021-10-27
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  10. 2021-10-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2021-10-14
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  12. 2021-10-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2021-09-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2021-02-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2021-02-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2021-02-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2021-02-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2020-07-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2018-07-05
    🏢
    Company incorporated
    As INSPIRE PROPERTY SERVICES LTD
  20. 2018-07-05
    PATON, Kevin Stephen appointed
    director
  21. 2018-07-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-04-30

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Kevin Stephen Paton
Individual · Scottish · DOB 06/1979 · age 47
75100%
75–100%board control75-100% shares · 75-100% voting · board control05/07/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-07-05
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

1 Station Road
Laurencekirk
AB30 1BE
Scotland

Filing status

Accounts
Next due: 2026-04-30OVERDUE
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-18
Last: 2025-07-04

Officers (1 active · 0 resigned)

PATON, Kevin Stephen
director · ~47y · appointed 2018-07-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge4 properties27/10/2021
outstanding
Together Money
Together Commercial Finance Limited
A registered charge14/10/2021
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-17
gazette-filings-brought-up-to-date
gazette · DISS40
2025-06-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-24
gazette-notice-compulsory
gazette · GAZ1
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-04
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-10-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-26