KIRKBANK LTD

🏛️Establishedactive
SC610886 · ltd · incorporated 2018-10-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£-52.5k
book net assets
Opportunity
69/100
Strong
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 69/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £52,469

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
-£52k
↓ 25% YoY
Current Assets
£7k
↓ 21% YoY
Current Liabilities
-£52k-£40k-£28k-£15k-£3k£9kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£-52.5k£-42.1k
Current assets£7.5k£9.4k
Net assets£-52.5k£-42.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • 2 gazette
  • 1 accounts
  • 1 dissolution
Last 180 days
4
filings
  • 2 gazette
  • 1 accounts
  • 1 dissolution
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-03-31
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2026-03-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2026-03-17
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  4. 2026-02-10
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2025-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2024-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-02-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2024-02-13
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  9. 2024-01-02
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2022-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-12-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-12-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2020-09-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-03-27
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  15. 2018-10-15
    🏢
    Company incorporated
    As KIRKBANK LTD
  16. 2018-10-15
    YULE, Andrew Alexander appointed
    secretary
  17. 2018-10-15
    STUART, Kerry Louise appointed
    director
  18. 2018-10-15
    YULE, Andrew Alexander appointed
    director
  19. 2018-10-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2025-10-28

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew Alexander Yule
Individual · British · DOB 12/1968 · age 58
2550%
25–50%board control25-50% shares · 25-50% voting · board control15/10/2018
Ms Kerry Louise Stuart
Individual · British · DOB 03/1964 · age 62
2550%
25–50%board control25-50% shares · 25-50% voting · board control15/10/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-10-15
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

77 Kirkbank Road
Burntisland
KY3 9JA
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2025-10-28OVERDUE
Last: 2024-10-14

Officers (3 active · 0 resigned)

YULE, Andrew Alexander
secretary · appointed 2018-10-15
View their other companies + combined net worth →
Active
STUART, Kerry Louise
director · ~62y · appointed 2018-10-15
View their other companies + combined net worth →
Active
YULE, Andrew Alexander
director · ~58y · appointed 2018-10-15
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (21 total)

gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-29
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2026-03-17
gazette-notice-compulsory
gazette · GAZ1
2026-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
gazette-filings-brought-up-to-date
gazette · DISS40
2024-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-23
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-02-13
gazette-notice-compulsory
gazette · GAZ1
2024-01-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-21