KEVIN EDWARDS ENTERPRISES LIMITED
🏛️Establishedactive
SC611642 · ltd · incorporated 2018-10-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£120.3k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 4.9y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.9 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £120,283
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£120k
↑ 9.2% YoY
Current Assets
£4k
↑ 183% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £222.7k | £14.4k |
| Current assets | £3.8k | £1.3k |
| Net assets | £120.3k | £110.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-21🔒Charge registered #4Lender: The Mortgage Lender Limited
- 2024-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-11🔓Charge satisfied #3
- 2023-10-11🔓Charge satisfied #1
- 2023-07-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-01🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2022-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-23🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2021-12-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-09🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2021-06-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-02-17➕EDWARDS, Lisa Carol appointeddirector
- 2018-10-24🏢Company incorporatedAs KEVIN EDWARDS ENTERPRISES LIMITED
- 2018-10-24➕EDWARDS, Kevin Derek appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "EDWARDS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Derek Edwards Individual · British · DOB 07/1961 · age 65 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/10/2018 |
Mrs Lisa Carol Edwards Individual · British · DOB 02/1974 · age 52 | 50–75% | — | 50-75% shares | 15/08/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| HUTCHISON DEVELOPMENT LTD→ SC857445 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ICM PROPERTIES SCOTLAND LTD→ SC689890 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| IMS MANAGMENT LTD→ SC849383 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| INVERCARS LIMITED→ SC104054 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| INVERNESS DEVELOPMENTS LIMITED→ SC732647 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| INVERNESS PROPERTY COMPANY LTD→ SC422338 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-10-24
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
The Caravan
Mains Of Craigmill
Dallas
Moray
IV36 2RW
United Kingdom
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-04-27
Last: 2026-04-13
Officers (2 active · 0 resigned)
EDWARDS, Kevin Derek→
Activedirector · ~65y · appointed 2018-10-24
View their other companies + combined net worth →
EDWARDS, Lisa Carol→
Activedirector · ~52y · appointed 2020-02-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 21/06/2024 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 01/12/2022 | 11/10/2023 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/03/2022 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 09/06/2021 | 11/10/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-22
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-11
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-09
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-24