CALDER HAY STEWART & CO LTD
🏛️Establishedactive
SC618666 · ltd · incorporated 2019-01-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£1.24M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
ALSO REGISTERED FOR
- 69202Bookkeeping activities
- 69203Tax consultancy
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 1.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,242,935
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1.2m
↑ 5.6% YoY
Current Assets
£75k
↓ 30% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £1.40M | £1.54M |
| Current assets | £75.4k | £108.0k |
| Net assets | £1.24M | £1.18M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-25📄capital-cancellation-sharescapital · SH06
- 2025-02-25📄capital-return-purchase-own-sharescapital · SH03
- 2025-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-24🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2024-10-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-04-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-01-21🏢Company incorporatedAs CALDER HAY STEWART & CO LTD
- 2019-01-21➕CALDER, Christopher appointeddirector
- 2019-01-21➕STEWART, Lauren appointeddirector
- 2019-01-21📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CALDER" — strong identity link between founder and business.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Calder Individual · Scottish · DOB 07/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/01/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FRASER MACLEAN CONSULTING LIMITED→ SC876787 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FRAUNHOFER UK RESEARCH LIMITED→ SC419797 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| FREEWHEELING CAMPERS LTD→ SC809380 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FRUIN ENGINEERING LTD→ SC500828 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| FUNDRAISING 101 SERVICES LIMITED→ SC533591 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FUTURE BY INSECTS LIMITED→ SC690632 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| FUTURE GRIFFITH HOLDINGS LTD→ SC444476 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| FYNTO LIMITED→ SC858986 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| G15 CAR RENTALS LTD→ SC869444 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| G20 COMMUNICATION LTD.→ SC252602 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| G3 CONSULTANTS LTD→ SC800474 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| G3 CONSULTING ENGINEERS LTD.→ SC298952 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-01-21
Jurisdictionscotland
Primary SIC69201 — Accounting and auditing activities
Registered office
153 Queen Street
First Floor, Front
Glasgow
G1 3BJ
United Kingdom
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20
Officers (2 active · 0 resigned)
CALDER, Christopher→
Activedirector · ~46y · appointed 2019-01-21
View their other companies + combined net worth →
STEWART, Lauren→
Activedirector · ~32y · appointed 2019-01-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | — | 24/02/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-15
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-07
capital-cancellation-shares
capital · SH06
2025-02-25
capital-return-purchase-own-shares
capital · SH03
2025-02-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-21
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-13