LOCH ALTAN PROPERTIES LTD

🏛️Establishedactive

SC620560 · ltd · incorporated 2019-02-07

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 3.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Feb 2025

Net worth

—

book net assets

Opportunity

73/100

Strong

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What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 3.6y

60/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Charge age ~3.6 years — mid-life; refi window approaching.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

5 officers (2 active, 5 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

2 connected companies via shared directors

Filing history

41 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-02-28	2024-02-28
Average employees	200	-200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filings

• 2 mortgage
• 1 confirmation-statement

Last 180 days

filings

• 3 mortgage
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (34 events)Click to expand

2026-02-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-16
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-16
🔓
Charge satisfied #4
2026-02-12
🔒
Charge registered #5
Lender: Lendinvest Btl Limited
2026-02-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-05
🔒
Charge registered #4
Lender: Lendinvest Btl Limited
2025-11-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-22
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-26
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-19
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-09
🔒
Charge registered #3
Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
2022-10-31
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-31
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-12
🔒
Charge registered #2
Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
2022-10-12
🔒
Charge registered #1
Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
2022-02-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-15
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-11-09
📄
change-person-director-company-with-change-date
officers · CH01
2020-11-09
📄
change-person-director-company-with-change-date
officers · CH01
2020-11-09
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-11-09
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-02-12
➕
COYLE, Owen Daniel appointed
director
2019-02-12
➕
SWEENEY, Michael appointed
director
2019-02-07
🏢
Company incorporated
As LOCH ALTAN PROPERTIES LTD
2019-02-07
➕
COSEC LIMITED appointed
corporate-secretary
2019-02-07
➖
COSEC LIMITED resigned
corporate-secretary
2019-02-07
➕
MCMEEKIN, James Stuart appointed
director
2019-02-07
➖
MCMEEKIN, James Stuart resigned
director
2019-02-07
➕
COSEC LIMITED appointed
corporate-director
2019-02-07
➖
COSEC LIMITED resigned
corporate-director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Michael Sweeney Individual · British · DOB 03/1986 · age 40	—	—	sig. influencesignificant influence	26/04/2020
Mr Owen Daniel Coyle Individual · British · DOB 12/1986 · age 40	—	—	sig. influencesignificant influence	12/02/2019

1 historic (ceased) PSC

Codir Limitedceased 09/02/2019· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MONTCLARE PROPERTY LTD→ SC736326 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
MONTFORD PROPERTY LIMITED→ SC768236 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
MORALE TILES & BATHROOMS UK LIMITED→ SC276176 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
MORTON CRAIG LIMITED→ SC092094 · est 1985 · no financials extracted	—	—	—	—	41y	—	—
MOSSBURN DEVELOPMENTS LIMITED→ SC302424 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
MOUNT 23 PROPERTY LIMITED→ SC800004 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
MOUNTROSE PROPERTIES LIMITED→ SC233340 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
MOVING ESTATE AGENTS (GLASGOW) LIMITED→ SC702604 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
MOVING ESTATE AGENTS LTD→ SC431470 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
MRJ PROPERTY LTD→ SC615231 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
MST PROPERTY LET LTD→ SC864590 · est 2025 · no financials extracted	—	—	—	—	—	—	—
MT PROP LTD→ SC730920 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2019-02-07

Jurisdictionscotland

Primary SIC68100 — Buying and selling of own real estate

Registered office

C/O Horizon Ca

5 La Belle Place

Glasgow

G3 7LH

Scotland

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2027-05-10

Last: 2026-04-26

Officers (2 active · 3 resigned)

COYLE, Owen Daniel→

director · ~40y · appointed 2019-02-12

View their other companies + combined net worth →

Active

SWEENEY, Michael→

director · ~40y · appointed 2019-02-12

View their other companies + combined net worth →

Active

COSEC LIMITED→

corporate-secretary · appointed 2019-02-07 · resigned 2019-02-07

Resigned

MCMEEKIN, James Stuart→

director · ~59y · appointed 2019-02-07 · resigned 2019-02-07

Resigned

COSEC LIMITED→

corporate-director · appointed 2019-02-07 · resigned 2019-02-07

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:5 of 5 shown

		Type	Properties
outstanding	LendInvest Lendinvest Btl Limited	A registered charge	2 properties	12/02/2026	—
satisfied	LendInvest Lendinvest Btl Limited	A registered charge	2 properties	05/02/2026	16/02/2026
outstanding	Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages	A registered charge	1 property	09/02/2023	—
outstanding	Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages	A registered charge	3 properties	12/10/2022	—
outstanding	Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages	A registered charge	3 properties	12/10/2022	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (41 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-04-29

mortgage-satisfy-charge-full

mortgage · MR04

2026-02-16

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2026-02-16

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2026-02-05

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-11-11

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-05-22

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-04-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-11-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-04-26

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-04-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-02-26

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2023-07-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-04-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-02-24

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-02-09