FINANCIAL SUCCESSION LIMITED
- 66290Other activities auxiliary to insurance and pension funding
Opportunity 63/100 (worth a look), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £1.06M | £1.00M |
| Current assets | £461.0k | £324.4k |
| Cash | £224.5k | £94.4k |
| Debtors | £236.6k | £230.0k |
| Net assets | £1.06M | £935.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (24 events)Click to expand
- 2026-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-20📄capital-alter-shares-subdivisioncapital · SH02
- 2025-10-14📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-10-13📄capital-name-of-class-of-sharescapital · SH08
- 2025-10-10📄memorandum-articlesincorporation · MA
- 2025-10-10📄resolutionresolution · RESOLUTIONS
- 2025-06-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-15📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-03🏢Company incorporatedAs FINANCIAL SUCCESSION LIMITED
- 2019-04-03➕DAVIDSON, Joanne appointeddirector
- 2019-04-03➕KNOX, Alan Robert appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 lowAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-16
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Joanne Davidson Individual · British · DOB 12/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/04/2019 |
Mr Alan Robert Knox Individual · British · DOB 03/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/04/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
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