BVM PROPERTY LTD
🏛️Establishedactive
SC626675 · ltd · incorporated 2019-04-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£2.1k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 4.1y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.1 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £2,101
Net assets shrinking
Down £7,604 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2k
↓ 78% YoY
Current Assets
£11k
↓ 33% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £417.6k | £420.5k |
| Current assets | £11.1k | £16.6k |
| Net assets | £2.1k | £9.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-08🔒Charge registered #5Lender: Kensington Mortgage Company Limited, a Limited Liability Company, Incorporated Under the Companies Act in England and Wales (Company Number 3049877) Whose Registered Office is at Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ
- 2025-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-15🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2024-10-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-01🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2024-01-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-25🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2022-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-22🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2022-02-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-04-04🏢Company incorporatedAs BVM PROPERTY LTD
- 2019-04-04➕BATHY VODEYAR MATH, Ashwini appointeddirector
- 2019-04-04➕BATHY VODEYAR MATH, Karthik Jagdish appointeddirector
- 2019-04-04📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Karthik Jagdish Bathy Vodeyar Math Individual · British · DOB 01/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/04/2019 |
Mrs Ashwini Bathy Vodeyar Math Individual · British · DOB 07/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/04/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BTHM PROPERTIES LIMITED→ SC552888 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| C1 PROPERTY INVESTMENTS LIMITED→ SC837177 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CADDYSHACKS LTD→ SC696406 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CAIRNMORE LIMITED→ SC207729 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| CALEDON PROPERTIES LIMITED→ SC367677 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CALEDONIAN FINANCE LIMITED→ SC123931 · est 1990 · no financials extracted | — | — | — | — | 36y | — | — |
| CALEY WATER PROPERTY LTD→ SC837237 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CALGARY HERITAGE LIMITED→ SC588883 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CALLUNA INVESTMENTS LTD→ SC542434 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CALMECH PROPERTIES LTD→ SC753133 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CALTON PROPERTIES LTD→ SC590702 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CALTON VIEW LTD→ SC714450 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-04-04
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
Flat 12 12 Hawkhill Close
Edinburgh
EH7 6FH
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-02
Last: 2026-04-18
Officers (2 active · 0 resigned)
BATHY VODEYAR MATH, Ashwini→
Activedirector · ~40y · appointed 2019-04-04
View their other companies + combined net worth →
BATHY VODEYAR MATH, Karthik Jagdish→
Activedirector · ~45y · appointed 2019-04-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company , a Liability Company, Under the Companies Act in England and Wales (Company Number 3049877) Whose Registered Office is at Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ Kensington Mortgage Company Limited, a Limited Liability Company, Incorporated Under the Companies Act in England and Wales (Company Number 3049877) Whose Registered Office is at Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ | A registered charge | 1 property | 08/10/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 15/10/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 01/10/2024 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 25/03/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 22/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-24
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-22
accounts-with-accounts-type-dormant
accounts · AA
2022-02-12