KENNETH PROPERTY LTD

🏛️Establishedactive
SC639536 · ltd · incorporated 2019-08-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
69/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68201Renting and operating of Housing Association real estate
  • 68209Other letting and operating of own or leased real estate
  • 68320Management of real estate on a fee or contract basis
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

15 live charges · 4 lenders · oldest 6.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 6.5 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-08-312023-08-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2025-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2024-12-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-12-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-12-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-12-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-12-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2024-12-12
    🔒
    Charge registered #15
    Lender: The Mortgage Works (UK) PLC
  9. 2024-12-12
    🔒
    Charge registered #13
    Lender: The Mortgage Works (UK) PLC
  10. 2024-12-12
    🔒
    Charge registered #11
    Lender: The Mortgage Works (UK) PLC
  11. 2024-12-12
    🔒
    Charge registered #10
    Lender: The Mortgage Works (UK) PLC
  12. 2024-12-11
    🔒
    Charge registered #14
    Lender: The Mortgage Works (UK) PLC
  13. 2024-12-11
    🔒
    Charge registered #12
    Lender: The Mortgage Works (UK) PLC
  14. 2024-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2023-06-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2023-06-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2023-06-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2023-06-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2023-06-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2023-06-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2023-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2023-05-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2023-05-24
    🔒
    Charge registered #9
    Lender: Aldermore Bank PLC
  24. 2023-05-24
    🔒
    Charge registered #8
    Lender: Aldermore Bank PLC
  25. 2023-05-24
    🔒
    Charge registered #7
    Lender: Aldermore Bank PLC
  26. 2023-05-24
    🔒
    Charge registered #6
    Lender: Aldermore Bank PLC
  27. 2023-05-24
    🔒
    Charge registered #5
    Lender: Aldermore Bank PLC
  28. 2023-05-24
    🔒
    Charge registered #4
    Lender: Aldermore Bank PLC
  29. 2022-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  30. 2022-07-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  31. 2022-06-24
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  32. 2021-07-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  33. 2021-07-01
    🔒
    Charge registered #2
    Lender: Charter Court Financial Services Limited
  34. 2021-06-17
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  35. 2019-12-11
    🔒
    Charge registered #1
    Lender: Paragon Bank PLC
  36. 2019-08-22
    🏢
    Company incorporated
    As KENNETH PROPERTY LTD
  37. 2019-08-22
    ➕
    KENNETH, Elaine appointed
    director
  38. 2019-08-22
    ➕
    KENNETH, Ronald James appointed
    director

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "KENNETH" — strong identity link between founder and business.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
15 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ronald James Kenneth
Individual · British · DOB 07/1973 · age 53
25–50%
25–50%board control25-50% shares · 25-50% voting · board control22/08/2019
Mrs Elaine Kenneth
Individual · British · DOB 09/1973 · age 53
25–50%
25–50%board control25-50% shares · 25-50% voting · board control22/08/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-08-22
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

4 Valentine Court
Dunsinane Industrial Estate
Dundee
DD2 3QB
Scotland

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14

Officers (2 active · 0 resigned)

KENNETH, Elaine→
director · ~53y · appointed 2019-08-22
View their other companies + combined net worth →
Active
KENNETH, Ronald James→
director · ~53y · appointed 2019-08-22
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

15
Total charges
15
Outstanding
4
Active lenders
Status:Lender:15 of 15 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property12/12/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property12/12/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property12/12/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property12/12/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property11/12/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property11/12/2024—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/05/2023—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/05/2023—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/05/2023—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/05/2023—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/05/2023—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/05/2023—
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property24/06/2022—
outstanding
Precise Mortgages
Charter Court Financial Services Limited
A registered charge1 property01/07/2021—
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property11/12/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (28 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-02