JSLF PROPERTY LIMITED
🏛️Establishedactive
SC641639 · ltd · incorporated 2019-09-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£88.8k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 6.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £88,754
Cash YoY
+107%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£56k
↑ 107% YoY
Net Worth
£89k
↑ 29% YoY
Current Assets
£56k
↑ 106% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £95.0k | £75.2k |
| Current assets | £56.3k | £27.4k |
| Cash | £55.7k | £26.9k |
| Debtors | £611 | £487 |
| Net assets | £88.8k | £68.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-05-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-06-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-17🔒Charge registered #1Lender: Masthaven Bank Limited
- 2019-09-16🏢Company incorporatedAs JSLF PROPERTY LIMITED
- 2019-09-16➕MORRIS, Allan John, Dr appointeddirector
- 2019-09-16➕MORRIS, Sarah appointeddirector
- 2019-09-16📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Allan John Morris Individual · British · DOB 10/1961 · age 65 | 25–50% | — | 25-50% shares | 16/09/2019 |
Mrs Sarah Morris Individual · British · DOB 07/1962 · age 64 | 25–50% | — | 25-50% shares | 16/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LEASE PARTNERSHIPS LTD→ SC802000 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| LEASELORDS LIMITED→ SC837137 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LEASK ESTATES LTD→ SC877796 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LECKETHILL PROPERTIES LTD→ SC777840 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LEK PROPERTIES LTD→ SC866862 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LEMAC PROPCO LIMITED→ SC476076 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| LEMAY INVESTMENTS LIMITED→ SC253839 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| LEMON2017 LIMITED→ SC573274 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LENNON PROPERTY LTD→ SC708702 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LET'SA'GOW LIMITED→ SC855867 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LETS B WISE LIMITED→ SC278207 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| LETSBWISE SALES LTD→ SC844591 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
4/5 Turnberry House 175 West George Street
Glasgow
G2 2LB
Scotland
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (2 active · 0 resigned)
MORRIS, Allan John, Dr→
Activedirector · ~65y · appointed 2019-09-16
View their other companies + combined net worth →
MORRIS, Sarah→
Activedirector · ~64y · appointed 2019-09-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Masthaven Bank Masthaven Bank Limited | A registered charge | 1 property | 17/12/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-05-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-15
change-person-director-company-with-change-date
officers · CH01
2025-09-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-06-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-06-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-28